23 Whitesides St, Layton, UT 84041 Property Records

Davis County property record for 23 Whitesides St, Layton, UT 84041

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,402 sqft · built 1978
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Last Sale	$232,900 (Jul 2014)
Tax Bill	$2,336 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jan 2024 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`11-062-0053`

Property Details

APN / Parcel Number

Primary APN	`11-062-0053`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,402 sqft Living Area
Basement Area	1,364 sqft
Unfinished Basement	1,364 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,326 sqft (0.26 acres)
View / Lot	Corner
Garage Area	716 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	23 WHITESIDES ST
City	LAYTON
State	UT
Zip	84041-4337
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	BEG ON S LINE OF GENTILE STR AT A PT S 86.44 FT & N 89^20' W 1314.12 FT ALG S LINE OF SD STR FR NE COR OF SEC 28-T4N-R1W, SLM; TH S 17^00' E 125 FT; TH S 83^25'30" W 76.23 FT TO E LINE OF WHITESIDES S
Jurisdiction	DAVIS UT
Township / Civil Division	NORTH DAVIS
Census Block Group	2
Census Block	2003
Census Tract	125906

Owner

Source: Davis County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	23 WHITESIDES ST, LAYTON, UT 84041-4337
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jan 5, 2024	Deed of Trust, Mortgage · Line of Credit GOLDENWEST FCU
Apr 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage PARAMONT EQUITY MORTGAGE LLC
May 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Jan 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2014 · Amount on Record
Deed Sale	Jul 30, 2014 · Amount on Record
Prior Sale	Jul 28, 2009 · Amount on Record
Deed Document Number	20142815806
Deed Book / Page	6070 / 970
Prior Transfer Date	Jul 27, 2009
Prior Transfer Doc	0002470560
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Recording Date	Jul 9, 2026
Property Address	23 WHITESIDES ST, LAYTON, UT 84041-4337
Document Number	0003675508
Book / Page	9033 / 57
Instrument Date	Jul 2, 2026
Instrument	20263675508
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 WHITESIDES ST, LAYTON, UT 84041-4337

Mortgage

Document Number	0003675508,
Date	Jul 9, 2026
Book Page	9033/57
Instrument	20263675508

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	23 WHITESIDES ST, LAYTON, UT 84041-4337
Transaction Type	Mortgage
Record Updated	Jan 24, 2024
Title Company	LINCOLN TITLE INSURANCE AGENCY, LINCOLN TITLE INSURANCE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008412/70
Date	Jan 5, 2024
Book Page	8412/70
Instrument	3556500

Lender

Name	GOLDENWEST FCU
Type	Credit Union
Address	OGDEN, UT 84402

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	23 WHITESIDES ST, LAYTON, UT 84041-4337
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003016973
Date	Apr 28, 2017
Book Page	6754/2242
Instrument	3016973

Lender

Name	PARAMONT EQUITY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2047

Interest

Rate Type	Fixed Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	23 WHITESIDES ST, LAYTON, UT 84041-4337
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AVENUE 365 LENDER SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003249525
Date	May 7, 2020
Book Page	7508/1558
Instrument	3249525

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	23 WHITESIDES ST, LAYTON, UT 84041-4337
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003338561
Date	Jan 20, 2021
Book Page	7679/2281
Instrument	3338561

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Davis County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Layton City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$251,900 (+2.69%) Land $118,658 Building $133,242	$458,000 (+2.69%) Land $215,741 Building $242,259
2025	$2,336.00 (+4.47%)	$245,300 (+12.06%) Land $108,603 Building $136,697	$446,000 (+12.06%) Land $197,460 Building $248,540
2024	$2,236.00 (+4.73%)
2023	$2,135.00 (-4.6%)	$218,900 Land $78,577 Building $140,322	$398,000 Land $142,868 Building $255,132
2022	$2,238.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAYTON CITY WATER SYSTEM serves 82,000 people · EPA ID UTAH06018
Water Source	Purchased surface water from WEBER BASIN WCD - CENTRAL
Last State Inspection	Sep 2023
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
CenturyLink Fiber · DSL in parts of the area	3,000 / 3,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Utah Broadband.

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