31 Watson Ln, Great Falls, MT 59404 Property Records

Cascade County property record for 31 Watson Ln, Great Falls, MT 59404

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,268 sqft · built 1999
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$312,500 (Jun 2006)
Tax Bill	$3,560 (2026)
Deeds & Mortgages	May 2026 Transfer May 2026 Transfer + 1 more
Flood Zone	Zone D (undetermined)
APN	`R0238642`

Property Details

APN / Parcel Number

Primary APN	`R0238642`
Alternative APNs	`02-3138-24-4-04-03-0000` `0002575880` `02575880`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,268 sqft Living Area
1st Floor Area	1,872 sqft
Attic	Attic
Attic Area	396 sqft
Basement Area	1,770 sqft
Finished Basement	1,770 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	217,800 sqft (5 acres)
Garage Area	1,212 sqft
Parking Spaces	5 Parking Spaces
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0002575880
Street Address	31 WATSON LN
City	GREAT FALLS
State	MT
Zip	59404-6116
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S24, T21 N, R03 E, 3684, PARCEL 000, IN SESE TR 1 C/S 3684 MK 3C
Legal Range	03E
Legal Township	21N
Legal Section	24
Legal Subdivision	CERTIFICATE/SURV 3684 01
Legal Tract	1
Jurisdiction	CASCADE MT
Township / Civil Division	GREAT FALLS NORTH
Census Block Group	3
Census Block	3126
Census Tract	10100

Owner

31 Watson Ln is owned and occupied by two individuals who acquired it in May 2026.

Source: Cascade County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	31 WATSON LN, GREAT FALLS, MT 59404-6116
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
May 18, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Oct 28, 2019	Deed of Trust, Mortgage · Line of Credit OPPORTUNITY BK/MT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2006 · Amount on File
Deed Sale	Jun 1, 2006 · Amount on File
Prior Sale	Feb 3, 2006 · Amount on File
Deed Document Number	2006127115
Last Transfer Date	May 14, 2026
Transfer Doc	0000483131
Record Updated	Oct 29, 2026

May 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	CASCADE MT
Recording Date	May 18, 2026
Property Address	31 WATSON LN, GREAT FALLS, MT 59404-6116
Document Number	0000483131
Instrument Date	May 14, 2026
Instrument	2026483131
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 WATSON LN, GREAT FALLS, MT 59404-6116

May 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	CASCADE MT
Recording Date	May 18, 2026
Property Address	31 WATSON LN, GREAT FALLS, MT 59404-6116
Document Number	0000483130
Instrument Date	May 14, 2026
Instrument	2026483130
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 WATSON LN, GREAT FALLS, MT 59404-6116

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASCADE MT
Property Address	31 WATSON LN, GREAT FALLS, MT 59404-6116
Document Number	0000378805
Instrument Date	Oct 28, 2019
Transaction Type	Mortgage
Record Updated	Nov 18, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 WATSON LN GREAT FALLS MT 594046116, GREAT FALLS, MT 59404-6116

Mortgage

Document Number	0000378805
Date	Nov 5, 2019
Instrument	378805

Lender

Name	OPPORTUNITY BK/MT
Address	GREAT FALLS, MT 59405

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 4, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 31 Watson Ln was $3,560, down 25.6% from the year before.

Source: Cascade County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Cascade County
Elementary School District	Great Falls Elementary School District (PK - 08)
Secondary School District	Great Falls High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,560.00 (-25.55%)	$757,400 (-)
2025	$4,782.00	$757,400	$757,400 Land $99,800 Building $657,600
2023	$5,248.00	$628,700	$628,700 Land $67,600 Building $561,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 31 Watson Ln in Zone D, where flood risk has not been studied, though there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1978)
Most Recent Claim	Mar 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31 Watson Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, Montana Internet.

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