Orange County property record for 31 Waterspout, Irvine, CA 92620
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,785 sqft · built 2005 |
| Lot Size | 0.084 acres (3,666 sqft) |
| Owner | Individual Name on File |
| Last Sale | $832,000 (Mar 2006) |
| Tax Bill | $15,424 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Apr 2020 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 551-221-04 |
| Primary APN | 551-221-04 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,785 sqft Living Area |
| Year Built | Built 2005 |
|---|---|
| Lot Area | 3,666 sqft (0.084 acres) |
| Garage Area | 436 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 31 WATERSPOUT |
|---|---|
| City | IRVINE |
| State | CA |
| Zip | 92620-2822 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 16577 BLK LOT 149 |
| Legal Tract | 16577 |
| Legal Lot Number | 149 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | IRVINE-LAKE FOREST |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 52431 |
Source: Orange County records · APN 551-221-04
Assessment roll updated July 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 31 WATERSPOUT, IRVINE, CA 92620-2822 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PHH MORTGAGE SERVICES CORP |
| Apr 15, 2020 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Jun 03, 2017 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 17, 2006 · Amount on Record |
| Deed Sale | Mar 17, 2006 · Amount on Record |
| Deed Document Number | 2006000174589 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 31 WATERSPOUT, IRVINE, CA 92620-2822 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 31 WATESPOUT, IRVINE, CA 92620-2822 |
| Document Number | 0000168329 |
|---|---|
| Date | Mar 11, 2021 |
| Instrument | 2021000168329 |
| Name | PHH MORTGAGE SERVICES CORP |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 31 WATERSPOUT, IRVINE, CA 92620-2822 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000170426 |
|---|---|
| Date | Apr 15, 2020 |
| Instrument | 2020000170426 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | NEW CASTLE, DE 19720 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 15, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 31 WATERSPOUT, IRVINE, CA 92620-2822 |
| Document Number | 0000239439 |
| Instrument Date | Jun 03, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 20, 2017 |
| Title Company | AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO. |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 31 WATERSPOUT IRVINE CA 926202822, IRVINE, CA 92620-2822 |
| Document Number | 0000239439 |
|---|---|
| Date | Jun 13, 2017 |
| Instrument | 239439 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 12, 2047 |
Source: Orange County records · Assessment roll updated July 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | Irvine City |
| Unified School District | Irvine Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $15,424.00 (+3.89%) | $1,136,445 (+4.04%) Land $736,540 Building $399,905 |
| 2023 | $14,847.00 (+1.77%) | $1,092,316 Land $707,939 Building $384,377 |
| 2022 | $14,589.00 |
Source: FEMA National Flood Hazard Layer as of September 27, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 2,000 / 1,000 |
| Cox Communications Cable | 2,000 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, California Internet, T-Mobile USA.
Based on FCC filings for 742 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | IRVINE RANCH WATER DISTRICT serves 450,323 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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