31 Via Palacio, San Clemente, CA 92673 Property Records

Orange County property record for 31 Via Palacio, San Clemente, CA 92673

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,465 sqft · built 1999
Lot Size	0.122 acres (5,325 sqft)
Owner	Trust Name on File
Last Sale	$409,000 (Aug 1999)
Tax Bill	$6,286 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Dec 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`688-282-06`

Property Details

APN / Parcel Number

Primary APN	`688-282-06`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,465 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Lot Area	5,325 sqft (0.122 acres)
Garage Area	430 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	31 VIA PALACIO
City	SAN CLEMENTE
State	CA
Zip	92673-5686
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 15268 BLK LOT 21
Legal Subdivision	TRACT NO. 15268
Legal Tract	15268
Legal Lot Number	21
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	1
Census Block	1010
Census Tract	42112

Owner

31 Via Palacio is owner-occupied and held in a trust since September 2021.

Source: Orange County records, as of August 4, 2026

Owner of Record	Trust Name on File
Mailing Address	31 VIA PALACIO, SAN CLEMENTE, CA 92673-5686
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2026	Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FCU
Dec 19, 2022	Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FCU
Jan 5, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 5, 2022	Intrafamily Transfer, Transfer ACCOMMODATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 1999 · Amount on File
Deed Sale	Aug 20, 1999 · Amount on File
Deed Document Number	1999609170
Last Transfer Date	Sep 16, 2021
Transfer Doc	0000004512
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	31 VIA PALACIO, SAN CLEMENTE, CA 92673-5686
Transaction Type	Mortgage
Record Updated	Mar 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 VIA PALACIO, SAN CLEMENTE, CA 92673-5686

Mortgage

Document Number	0000060602
Date	Feb 27, 2026
Instrument	2026000060602

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	31 VIA PALACIO, SAN CLEMENTE, CA 92673-5686
Transaction Type	Mortgage
Record Updated	Dec 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 VIA PALACIO, SAN CLEMENTE, CA 92673-5686

Mortgage

Document Number	0000411433
Date	Dec 19, 2022
Instrument	2022000411433

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Jan 5, 2022
Property Address	31 VIA PALACIO, SAN CLEMENTE, CA 92673-5686
Document Number	0000004510
Map Reference	MB 744 PG 20-22
Instrument Date	Sep 16, 2021
Instrument	2022000004510
Transaction Type	Transfer
Record Updated	Jan 13, 2022
Title Company	AMROCK INC, AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	31 VIA PALACIO, SAN CLEMENTE, CA 92673-5686

Mortgage

Document Number	0000004511
Date	Jan 5, 2022
Instrument	2022000004511

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	Oct 1, 2051

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Jan 5, 2022
Property Address	31 VIA PALACIO, SAN CLEMENTE, CA 92673-5686
Document Number	0000004512
Map Reference	MB 744 PG 20-22
Instrument Date	Sep 16, 2021
Instrument	2022000004512
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	31 VIA PALACIO, SAN CLEMENTE, CA 92673-5686

Tax Assessment & Valuation

The 2025 property tax bill for 31 Via Palacio was $6,286 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	San Clemente City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$640,696 (+2%) Land $327,570 Building $313,126
2025	$6,286.00 Homeowner's exemption	$628,134 Land $321,147 Building $306,987
2023	$6,048.00 (+1.97%) Homeowner's exemption	$603,744 Land $308,677 Building $295,067
2022	$5,931.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 31 Via Palacio in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31 Via Palacio is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: AT&T, Verizon.

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