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31 Turtle Ridge Dr, Flagler Beach, FL 32136 Property Records

Flagler County property record for 31 Turtle Ridge Dr, Flagler Beach, FL 32136

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,916 sqft · built 2019
Lot Size0.289 acres (12,589 sqft)
OwnerIndividual Name on File
Last Sale$242,900 (Jan 2019)
Tax Bill$2,196 (2025)
Deeds & MortgagesAug 2022 Line of Credit
Jan 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN35-12-31-2010-00000-0060

Property Details

APN / Parcel Number

Primary APN35-12-31-2010-00000-0060

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,916 sqft Heated Area
Gross Area2,611 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area12,589 sqft (0.289 acres)
DrivewayDriveway
Driveway Area500 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address31 TURTLE RIDGE DR
CityFLAGLER BEACH
StateFL
Zip32136-4383
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionEAGLE LAKES-PHASE I-SECTION I MB 36 PG 10 LOT 6 OR 1908/123 OR 1915/205-AMD CT OR 2052/671 OR 2132/1265 OR 2332/1974
Legal Range31E
Legal Township12S
Legal Section35
Legal SubdivisionEAGLE LAKES
Legal Phase1
Legal Lot Number6
JurisdictionFLAGLER FL
Township / Civil DivisionFLAGLER BEACH
Census Block Group2
Census Block2030
Census Tract60304

Owner

Source: Flagler County records · APN 35-12-31-2010-00000-0060

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address31 TURTLE RIDGE DR, FLAGLER BEACH, FL 32136-4383
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 31, 2022Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Jan 31, 2019Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
CITIZENS BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 31, 2019 · Amount on Record
Deed SaleJan 31, 2019 · Amount on Record
Deed Document Number2019003508
Deed Book / Page2332 / 1974
Record UpdatedJun 08, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Property Address31 TURTLE RIDGE DR, FLAGLER BEACH, FL 32136-4383
Transaction TypeMortgage
Record UpdatedSep 16, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address31 TURTLE RIDGE DR, FLAGLER BEACH, FL 32136-4383

Mortgage

Document Number0027190351
DateAug 31, 2022
Book Page2719/351
Instrument2022044355
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueAug 15, 2062
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2019: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionFLAGLER FL
Recording DateJan 31, 2019
Property Address31 TURTLE RIDGE DR, FLAGLER BEACH, FL 32136-4383
Document Number0023321974
Book / Page2332 / 1974
Map ReferenceMB 36 PG 10
Instrument DateJan 30, 2019
Instrument2019003508
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 22, 2022
Title CompanySOUTHERN TITLE HOLDING CO LL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,700.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3000 GULF BREEZE PKWY, 3000, GULF BREEZE, FL 32563-5623

Transferred To (Grantee/Buyer)

NameVerified Name
Address31 TURTLE RIDGE DR, FLAGLER BEACH, FL 32136-4383

Mortgage

Document Number2019003509
DateJan 31, 2019
Instrument2019003509
Lender
NameCITIZENS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2049

Tax Assessment & Valuation

Source: Flagler County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,196.00 (-12.2%) Homeowner's exemption$196,879 (+5.99%)$294,888 (+0.66%) Land $58,000 Building $236,888
2023$2,501.00 (+7.89%) Homeowner's exemption$185,758 (+3%)$292,959 (+2.6%) Land $58,000 Building $234,959
2022$2,318.00 Homeowner's exemption$180,348$285,525 Land $58,000 Building $227,525

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 5, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 64 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies64 in force
Nearby Flood Claims8 (2016–2024)
Claims Outside the SFHA5 of 8
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 6 claims

Wildfire

Wildfire RiskModerate
above 45% of the US · lower than 84% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
AT&T
Fiber · Fixed Wireless		1,000 / 1,000
T-Mobile USA
Fixed Wireless		100 / 20

May also be available: Metronet Holdings, Verizon.

Based on FCC filings for 224 locations within half a mile of this property.

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