25 Turtle Ridge Dr, Flagler Beach, FL 32136 Property Records

Flagler County property record for 25 Turtle Ridge Dr, Flagler Beach, FL 32136

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,145 sqft · built 2019
Lot Size	0.387 acres (16,858 sqft)
Owner	2 Individual Names on Record
Last Sale	$290,000 (Nov 2020)
Tax Bill	$3,978 (2025)
Deeds & Mortgages	Sep 2021 Transfer Sep 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`35-12-31-2010-00000-0830`

Property Details

APN / Parcel Number

Primary APN	`35-12-31-2010-00000-0830`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,145 sqft Living Area
Gross Area	2,913 sqft
1st Floor Area	2,145 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	16,858 sqft (0.387 acres)
Driveway	Concrete Driveway
Driveway Area	900 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	25 TURTLE RIDGE DR
City	FLAGLER BEACH
State	FL
Zip	32136-4383
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	EAGLE LAKES-PHASE I-SECTION I MB 36 PG 10 LOT 83 OR 1908/123 OR 1915/205-AMD CT OR 2052/671 OR 2132/1265 OR 2368/606
Legal Range	31E
Legal Township	12S
Legal Section	35
Legal Subdivision	EAGLE LAKES-PHASE I
Legal Phase	1
Legal Lot Number	83
Jurisdiction	FLAGLER FL
Township / Civil Division	FLAGLER BEACH
Census Block Group	2
Census Block	2014
Census Tract	60304

Owner

Source: Flagler County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	25 TURTLE RIDGE DR, FLAGLER BEACH, FL 32136-4383
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2021	Intrafamily Transfer, Transfer
Sep 27, 2021	Correction Deed OLDE FL TITLE LLC, OLDE FLORIDA TITLE LLC
Nov 18, 2020	Warranty Deed, Transfer · Conventional Mortgage ANGEL OAK MORTGAGE SOLUTIONS LLC
Jul 9, 2019	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CITIZENS BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2020 · Amount on Record
Deed Sale	Nov 18, 2020 · Amount on Record
Prior Sale	Jul 9, 2019 · Amount on Record
Deed Document Number	202047724
Deed Book / Page	2496 / 708
Last Transfer Date	Sep 29, 2021
Transfer Doc	0026110086
Record Updated	Sep 20, 2026

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLAGLER FL
Recording Date	Sep 29, 2021
Property Address	25 TURTLE RIDGE DR, FLAGLER BEACH, FL 32136-4383
Document Number	0026110086
Book / Page	2611 / 86
Map Reference	MB 36 PG 10-20
Instrument Date	Sep 29, 2021
Instrument	2021053695
Transaction Type	Transfer
Record Updated	Oct 19, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	209 S 26TH ST, 209, FLAGLER BEACH, FL 32136-4076

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 TURTLE RIDGE DR, FLAGLER BEACH, FL 32136-4383

September 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	FLAGLER FL
Recording Date	Sep 27, 2021
Property Address	25 TURTLE RIDGE DR, FLAGLER BEACH, FL 32136-4383
Document Number	0026090829
Book / Page	2609 / 829
Map Reference	MB 36 PG 10-20
Instrument Date	Sep 22, 2021
Instrument	2021052671
Record Updated	Oct 14, 2021
Title Company	OLDE FL TITLE LLC, OLDE FLORIDA TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25 TURTLE RIDGE DR, 25, FLAGLER BEACH, FL 32136-4383

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 TURTLE RIDGE DR, FLAGLER BEACH, FL 32136-4383

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Nov 18, 2020
Property Address	25 TURTLE RIDGE DR, FLAGLER BEACH, FL 32136-4383
Document Number	0024960708
Book / Page	2496 / 708
Map Reference	MB 36 PG 10-20
Instrument Date	Oct 23, 2020
Instrument	2020047724
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	OLDE FLORIDA TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,030.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25 TURTLE RIDGE DR, 25, FLAGLER BEACH, FL 32136-4383

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 TURTLE RIDGE DR, FLAGLER BEACH, FL 32136-4383

Mortgage

Document Number	0002496710
Date	Nov 18, 2020
Instrument	2496/710

Lender

Name	ANGEL OAK MORTGAGE SOLUTIONS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

July 2019: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Jul 9, 2019
Property Address	25 TURTLE RIDGE DR, FLAGLER BEACH, FL 32136-4383
Document Number	0023680606
Book / Page	2368 / 0606
Map Reference	MB 36 PG 10-20
Instrument Date	Jun 28, 2019
Instrument	2019025150
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 22, 2022
Title Company	SOUTHERN TITLE HLDG CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,880.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3000 GULF BREEZE PKWY, 3000, GULF BREEZE, FL 32563-5623

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 TURTLE RIDGE DR, FLAGLER BEACH, FL 32136-4383

Mortgage

Document Number	0023680608
Date	Jul 9, 2019
Instrument	2368-0608

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,978.00 (-7.45%) Homeowner's exemption	$323,408 (+5.99%)	$324,977 (-0.16%) Land $63,800 Building $261,177
2024	$4,298.00 (+2.24%)
2023	$4,204.00 (+6.92%) Homeowner's exemption	$305,140 (+4.38%)	$325,494 (+3.87%) Land $63,800 Building $261,694
2022	$3,932.00 Homeowner's exemption	$292,323	$313,377 Land $63,800 Building $249,577

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 64 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	64 in force
Nearby Flood Claims	8 (2016–2024)
Claims Outside the SFHA	5 of 8
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber · Fixed Wireless	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet, Verizon.

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