31 Tobin Ln, Bristol, RI 02809 Property Records

Bristol Town property record for 31 Tobin Ln, Bristol, RI 02809

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,655 sqft · built 1982
Lot Size	0.345 acres (15,028 sqft)
Owner	Individual Name on Record
Last Sale	$640,000 (May 2023)
Tax Bill	$6,707 (2026)
Deeds & Mortgages	Mar 2026 Mortgage May 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`50-0103-44`

Property Details

APN / Parcel Number

Primary APN	`50-0103-44`
Alternative APNs	`BRIS M:55 L:45` `3787`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,655 sqft Living Area
Gross Area	4,729 sqft
1st Floor Area	1,655 sqft
Basement Area	1,364 sqft
Unfinished Basement	564 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,028 sqft (0.345 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	3787
Street Address	31 TOBIN LN
City	BRISTOL
State	RI
Zip	02809-1525
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Lot Number	45
Jurisdiction	BRISTOL RI
Township / Civil Division	BRISTOL
Census Block Group	2
Census Block	2004
Census Tract	30902

Owner

Source: Bristol Town records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	289 VILLAGE RD, TIVERTON, RI 02878-4264
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2026	Deed of Trust, Mortgage AMERISAVE MORTGAGE CORP
May 12, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage CENTREVILLE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2023 · Amount on Record
Deed Sale	May 12, 2023 · Amount on Record
Prior Sale	Apr 28, 1992 · Amount on Record
Deed Document Number	20234811
Deed Book / Page	2210 / 144
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRISTOL RI
Property Address	31 TOBIN LN, BRISTOL, RI 02809-1525
Transaction Type	Mortgage
Record Updated	Apr 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002315-304
Date	Mar 26, 2026
Book Page	2315/304
Instrument	2026-671

Lender

Name	AMERISAVE MORTGAGE CORP

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRISTOL RI
Recording Date	May 12, 2023
Property Address	31 TOBIN LN, BRISTOL, RI 02809-1525
Document Number	002210-144
Book / Page	2210 / 144
Instrument Date	May 12, 2023
Instrument	4811
Transaction Type	Transfer
Record Updated	May 25, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	289 VILLAGE RD, TIVERTON, RI 02878-4264

Mortgage

Document Number	0000004812
Date	May 12, 2023
Instrument	4812

Lender

Name	CENTREVILLE BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.99%
Type Change Date	Jun 1, 2030
Max Rate At Change	2.75%
Index	1-Year CMT

Tax Assessment & Valuation

Source: Bristol Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Bristol Town
Unified School District	Bristol-Warren Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$6,707.00 (+14.14%)
2025	$5,876.00 (+10.76%)	$612,100 (+54.14%) Land $229,400 Building $382,700
2023	$5,305.00 (+2.77%)	$397,100 (-) Land $191,200 Building $205,900
2022	$5,162.00	$397,100 Land $191,200 Building $205,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	61 units insured incl. 32 condo units
Nearby Flood Claims	19 (1985–2018)
Claims Outside the SFHA	3 of 19
Most Recent Claim	Mar 2018 · other causes
Claims by Event	Severe Storms And Flooding, Apr 2010 · 5 claims Hurricane Bob, Aug 1991 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 91% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRISTOL COUNTY WATER AUTHORITY serves 49,000 people · EPA ID RI1647515
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
i3 Broadband Cable	2,000 / 40
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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