Middlefield Town property record for 31 Toad Ridge Rd, Middlefield, CT 06455
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,764 sqft · built 1960 |
| Lot Size | 0.44 acres (19,166 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,603 (2026) |
| Deeds & Mortgages | Jan 2024 Refinance Jan 2024 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | MFLD M:11 L:102 |
| Primary APN | MFLD M:11 L:102 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,764 sqft Living Area |
| Gross Area | 3,063 sqft |
| 1st Floor Area | 864 sqft |
| Basement Area | 864 sqft |
| Unfinished Basement | 384 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 19,166 sqft (0.44 acres) |
| Garage Type | Attached |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Account Number | 56000 |
|---|---|
| Street Address | 31 TOAD RIDGE RD |
| City | MIDDLEFIELD |
| State | CT |
| Zip | 06455-1129 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MD |
| Legal Lot Number | 102 |
| Jurisdiction | MIDDLEFIELD CT |
| Township / Civil Division | MIDDLEFIELD |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 580100 |
31 Toad Ridge Rd is owned and occupied by an individual who acquired it in April 2022.
Source: Middlefield Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 31 TOAD RIDGE RD, MIDDLEFIELD, CT 06455-1129 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 9, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance CONNECTICUT HOUSING FINANCE AUTHORITY |
| Jan 9, 2024 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) CONNECTICUT HOUSING FINANCE AUTHORITY |
| Jan 9, 2024 | Warranty Deed, Transfer · Stand-Alone Refinance WILLIAM RAVEIS MORTGAGE CO |
| Apr 21, 2022 | Quit Claim Deed, Transfer · FHA Mortgage FIRST WORLD MORTGAGE CORPORATION |
| Apr 20, 2020 | Warranty Deed, Transfer · FHA Mortgage FIRST WORLD MORTGAGE CORPORATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 21, 2022 |
| Deed Sale | Apr 21, 2022 |
| Prior Sale | Apr 20, 2020 · Amount on File |
| Deed Document Number | 20222022000274 |
| Deed Book / Page | 345 / 384 |
| Prior Transfer Date | Apr 11, 2022 |
| Prior Transfer Doc | 000345-384 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLEFIELD CT |
| Property Address | 31 TOAD RIDGE RD, MIDDLEFIELD, CT 06455-1129 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2024 |
| Name | Verified Name |
|---|
| Document Number | 000349-902 |
|---|---|
| Date | Jan 9, 2024 |
| Book Page | 349/902 |
| Instrument | 2024000012 |
| Name | CONNECTICUT HOUSING FINANCE AUTHORITY |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Feb 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLEFIELD CT |
| Property Address | 31 TOAD RIDGE RD, MIDDLEFIELD, CT 06455-1129 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2024 |
| Name | Verified Name |
|---|
| Document Number | 000349-898 |
|---|---|
| Date | Jan 9, 2024 |
| Book Page | 349/898 |
| Instrument | 2024000011 |
| Name | CONNECTICUT HOUSING FINANCE AUTHORITY |
|---|---|
| Type | Government Agency |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIDDLEFIELD CT |
| Recording Date | Jan 9, 2024 |
| Property Address | 31 TOAD RIDGE RD, MIDDLEFIELD, CT 06455-1129 |
| Document Number | 000349-879 |
| Book / Page | 349 / 879 |
| Instrument Date | Jan 5, 2024 |
| Instrument | 2024000009 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 31 TOAD RIDGE RD, MIDDLEFIELD, CT 06455-1129 |
| Document Number | 2024000010 |
|---|---|
| Date | Jan 9, 2024 |
| Instrument | 2024000010 |
| Name | WILLIAM RAVEIS MORTGAGE CO |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MIDDLEFIELD CT |
| Recording Date | Apr 21, 2022 |
| Property Address | 31 TOAD RIDGE RD, MIDDLEFIELD, CT 06455-1129 |
| Document Number | 000345-384 |
| Book / Page | 345 / 384 |
| Instrument Date | Apr 11, 2022 |
| Instrument | 2022000274 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 2022000275 |
|---|---|
| Date | Apr 21, 2022 |
| Instrument | 2022000275 |
| Name | FIRST WORLD MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIDDLEFIELD CT |
| Recording Date | Apr 20, 2020 |
| Property Address | 31 TOAD RIDGE RD, MIDDLEFIELD, CT 06455-1129 |
| Document Number | 337-352 |
| Book / Page | 337 / 352 |
| Instrument Date | Apr 17, 2020 |
| Instrument | 2020000223 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Document Number | 2020000224 |
|---|---|
| Date | Apr 20, 2020 |
| Instrument | 2020000224 |
| Name | FIRST WORLD MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 31 Toad Ridge Rd was $6,603, up 8% from the year before.
Source: Middlefield Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Middlefield Town |
| Unified School District | Regional School District 13 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,603.00 (+7.98%) | $206,600 (+0.68%) Land $79,400 Building $127,200 | $422,817 (+194.36%) |
| 2025 | $6,115.00 | $205,200 Land $79,400 Building $125,800 | $143,640 Land $55,580 Building $88,060 |
| 2024 | $6,115.00 (+5.52%) | ||
| 2023 | $5,795.00 (+2.48%) | $205,200 (-) Land $79,400 Building $125,800 | |
| 2022 | $5,655.00 | $205,200 Land $79,400 Building $125,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 31 Toad Ridge Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 31 Toad Ridge Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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