Middlefield Town property record for 20 Toad Ridge Rd, Middlefield, CT 06455
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,456 sqft · built 1992 |
| Lot Size | 0.43 acres (18,731 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,941 (2026) |
| Deeds & Mortgages | Dec 2019 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | MFLD M:11 L:132 |
| Primary APN | MFLD M:11 L:132 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,456 sqft Living Area |
| Gross Area | 3,512 sqft |
| 1st Floor Area | 1,456 sqft |
| Basement Area | 1,456 sqft |
| Unfinished Basement | 1,456 sqft |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 18,731 sqft (0.43 acres) |
| Garage Type | Attached |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 59200 |
|---|---|
| Street Address | 20 TOAD RIDGE RD |
| City | MIDDLEFIELD |
| State | CT |
| Zip | 06455-1114 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MD |
| Legal Lot Number | 132 |
| Jurisdiction | MIDDLEFIELD CT |
| Township / Civil Division | MIDDLEFIELD |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 580100 |
20 Toad Ridge Rd is owned and occupied by an individual.
Source: Middlefield Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20 TOAD RIDGE RD, MIDDLEFIELD, CT 06455-1114 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLEFIELD CT |
| Property Address | 20 TOAD RIDGE RD, MIDDLEFIELD, CT 06455-1114 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 000336-548 |
|---|---|
| Date | Dec 30, 2019 |
| Book Page | 336/548 |
| Name | REVERSE MORTGAGE FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 20 Toad Ridge Rd was $5,941, up 7.2% from the year before.
Source: Middlefield Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Middlefield Town |
| Unified School District | Regional School District 13 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,941.00 (+7.24%) | $185,900 (-) Land $79,100 Building $106,800 | $370,975 (+185.08%) |
| 2025 | $5,540.00 | $185,900 Land $79,100 Building $106,800 | $130,130 Land $55,370 Building $74,760 |
| 2024 | $5,540.00 (+5.52%) | ||
| 2023 | $5,250.00 (+2.48%) | $185,900 (-) Land $79,100 Building $106,800 | |
| 2022 | $5,123.00 | $185,900 Land $79,100 Building $106,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20 Toad Ridge Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 20 Toad Ridge Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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