Broome County and Windsor Town property record for 18 Terrace Dr, Windsor, NY 13865
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,050 sqft · built 1965 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $169,000 (Sep 2023) |
| Tax Bill | $2,614 (2026) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage |
| APN | 035001 182.15-1-8 |
| Primary APN | 035001 182.15-1-8 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,050 sqft Living Area |
| 1st Floor Area | 1,050 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 108 ft deep x 90 ft wide |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Patio Area | 48 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 50024000500 |
|---|---|
| Street Address | 18 TERRACE DR |
| City | WINDSOR |
| State | NY |
| Zip | 13865-4308 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 00100000012200S20000 |
| Legal Block | 1 |
| Legal Lot Number | 8.000 |
| Jurisdiction | BROOME NY |
| Township / Civil Division | WINDSOR |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 12502 |
18 Terrace Dr is owned and occupied by two individuals who bought it in September 2023.
Source: Broome County and Windsor Town records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18 TERRACE DR, WINDSOR, NY 13865-4308 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 28, 2023 · Amount on File |
| Deed Sale | Sep 28, 2023 · Amount on File |
| Prior Sale | Aug 26, 2010 · Amount on File |
| Deed Document Number | 202320225 |
| Deed Book / Page | 2737 / 441 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BROOME NY |
| Recording Date | Sep 28, 2023 |
| Property Address | 18 TERRACE DR, WINDSOR, NY 13865-4308 |
| Document Number | 002737/441 |
| Book / Page | 2737 / 441 |
| Instrument Date | Sep 15, 2023 |
| Instrument | 202300020225 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $676.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 18 TERRACE DR, WINDSOR, NY 13865-4308 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 56 FRANCES ST APT 3, 3, KIRKWOOD, NY 13795-1045 |
| Document Number | 202300020226 |
|---|---|
| Date | Sep 28, 2023 |
| Instrument | 202300020226 |
| Name | SIDNEY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.62% |
| Type Change Date | Oct 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 7.62% |
| Index | 1-Year T-Bill |
| Max Rate | 10.6% |
The 2026 property tax bill for 18 Terrace Dr was $2,614, down 19.4% from the year before.
Source: Broome County and Windsor Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Broome County |
| County Subdivision | Windsor Town |
| Municipality | Windsor Village |
| Unified School District | Windsor Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,614.00 (-19.4%) | ||
| 2025 | $3,243.00 (+3.91%) | $51,400 Land $11,400 Building $40,000 | $120,900 Land $26,814 Building $94,086 |
| 2024 | $3,121.00 | ||
| 2023 | $51,400 Land $11,400 Building $40,000 | $98,846 Land $21,923 Building $76,923 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA has no flood map on file for 18 Terrace Dr; there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2011 · Remnants Of Tropical Storm Lee |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 18 Terrace Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Adams CATV Cable | 2,000 / 40 |
| TDS Telecom Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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