Santa Clara County property record for 31 Sutter St, San Jose, CA 95110
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 1,708 sqft · built 1885 |
| Lot Size | 0.103 acres (4,494 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $334,000 (May 2010) |
| Tax Bill | $8,695 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Mar 2017 Mortgage |
| Flood Zone | Zone D (undetermined) |
| APN | 264-36-105 |
| Primary APN | 264-36-105 |
|---|
| Units | 2 Units |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,708 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Elevator | Elevator |
| Year Built | Built 1885 |
|---|---|
| Effective Year Built | Effective 1885 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 4,494 sqft (0.103 acres) |
| Lot Dimensions | 108 ft deep x 42 ft wide |
| Cooling System | None |
|---|
| Street Address | 31 SUTTER ST |
|---|---|
| City | SAN JOSE |
| State | CA |
| Zip | 95110-2832 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Local Zoning Code | RM |
| Legal Description | MAP C1 854 |
| Legal Subdivision | MCCRYSTAL |
| Legal Lot Number | 5,6 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SAN JOSE |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 501700 |
31 Sutter St, a residential property, is owned and occupied by two individuals who bought it in May 2010.
Source: Santa Clara County records, as of August 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 31 SUTTER ST, SAN JOSE, CA 95110-2832 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Mar 16, 2017 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 14, 2010 · Amount on File |
| Deed Sale | May 14, 2010 · Amount on File |
| Prior Sale | Jun 26, 2009 · Amount on File |
| Deed Document Number | 201020712330 |
| Prior Transfer Date | Feb 7, 2006 |
| Prior Transfer Doc | 0018804474 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 31 SUTTER ST, SAN JOSE, CA 95110-2843 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2021 |
| Name | Verified Name |
|---|---|
| Address | 31 SUTTER ST, SAN JOSE, CA 95110-2843 |
| Document Number | 0024956450 |
|---|---|
| Date | May 11, 2021 |
| Instrument | 24956450 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 31 SUTTER ST, SAN JOSE, CA 95110-2843 |
| Document Number | 0023608638 |
| Instrument Date | Mar 16, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 31 SUTTER ST SAN JOSE CA 951102843, SAN JOSE, CA 95110-2843 |
| Document Number | 0023608638 |
|---|---|
| Date | Mar 23, 2017 |
| Instrument | 23608638 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 22, 2047 |
The 2025 property tax bill for 31 Sutter St was $8,695 with a homeowner's exemption.
Source: Santa Clara County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | San Jose City |
| Unified School District | San Jose Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $439,740 (+2%) Land $263,318 Building $176,422 | |
| 2025 | $8,695.00 Homeowner's exemption | $431,118 Land $258,155 Building $172,963 |
| 2023 | $8,104.00 (+1.29%) Homeowner's exemption | $414,380 Land $248,132 Building $166,248 |
| 2022 | $8,001.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 31 Sutter St in Zone D, where flood risk has not been studied, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Nearest Special Flood Hazard Area | Zone AO, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 56 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 56 in force |
| Nearby Flood Claims | 8 (1982–2023) |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 31 Sutter St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jun 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 706 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sonic Telecom Fiber | 10,000 / 10,000 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| Ridge Wireless Fixed Wireless | 100 / 60 |
May also be available: GeoLinks, Sail Internet, T-Mobile.
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