31 Summers Dr, Florence, AL 35634 Property Records

Lauderdale County property record for 31 Summers Dr, Florence, AL 35634

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,499 sqft · built 2004
Lot Size	0.669 acres (29,185 sqft)
Owner	2 Individual Names on Record
Deeds & Mortgages	May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-08-28-0-001-002-072`

Property Details

APN / Parcel Number

Primary APN	`04-08-28-0-001-002-072`
Alternative APNs	`060149` `75464` `60149`

Interior

Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,499 sqft Living Area
1st Floor Area	1,666 sqft
2nd Floor Area	833 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Exterior Material	Vinyl
Foundation Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	29,185 sqft (0.669 acres)
Lot Dimensions	199 ft deep x 98 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	60149
Street Address	31 SUMMERS DR
City	FLORENCE
State	AL
Zip	35634-4982
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	98.89 X 199.2 FISHER HOLLOWS LOT 24 .67 AC SEC 28 T1S R10W
Legal Range	10W
Legal Township	01S
Legal Section	28
Legal Subdivision	FISHER HOLLOWS
Legal Lot Number	24 67
Jurisdiction	LAUDERDALE AL
Township / Civil Division	KILLEN
Census Block Group	4
Census Block	4007
Census Tract	11602

Owner

Source: Lauderdale County records, as of November 21, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	31 SUMMERS DR, FLORENCE, AL 35634-4982
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	31 SUMMERS DR, FLORENCE, AL 35634-4982
Transaction Type	Mortgage
Record Updated	Feb 27, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018/18812
Date	May 7, 2018
Book Page	2018/18812

Lender

Name	AHFA
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Lauderdale County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Lauderdale County
Unified School District	Lauderdale County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption	$23,140 (+1,653.03%)	$251,760 (+14.51%) Land $17,400 Building $234,360
2023	Homeowner's exemption	$1,320 Land $1,320	$219,860 Land $13,200 Building $206,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 81% of Alabama
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20