104 Summers Dr, Florence, AL 35634 Property Records

Lauderdale County property record for 104 Summers Dr, Florence, AL 35634

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,057 sqft · built 2004
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Jul 2025)
Tax Bill	$446 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Jan 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`04-08-28-0-001-002-060`

Property Details

APN / Parcel Number

Primary APN	`04-08-28-0-001-002-060`
Alternative APNs	`097283` `75452` `97283`

Interior

Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,057 sqft Living Area
1st Floor Area	1,057 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Exterior Material	Vinyl
Foundation Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	171 ft deep x 252 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	97283
Street Address	104 SUMMERS DR
City	FLORENCE
State	AL
Zip	35634-4980
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	252.1 X 171.04 FISHER HOLLOWS SD LOT 16 & 18 SEC 28 T1S R10W 1 AC/D PB 7 PG 67
Legal Range	10W
Legal Township	01S
Legal Section	28
Legal Subdivision	FISHER HOLLOWS
Legal Lot Number	16,18 18
Jurisdiction	LAUDERDALE AL
Township / Civil Division	KILLEN
Census Block Group	4
Census Block	4007
Census Tract	11602

Owner

Source: Lauderdale County records, as of November 24, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	104 SUMMERS DR, FLORENCE, AL 35634-4980
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2025	Deed of Trust, Mortgage · Line of Credit LISTERHILL CU
Jan 23, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 9, 2018	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Apr 23, 2020	Warranty Deed, Transfer
Oct 9, 2018	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2025 · Amount on Record
Deed Sale	Jul 1, 2025 · Amount on Record
Prior Sale	Apr 23, 2020 · Amount on Record
Deed Document Number	0202530395
Deed Book / Page	2025 / 30395
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	104 SUMMERS DR, FLORENCE, AL 35634-4980
Transaction Type	Mortgage
Record Updated	Oct 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025/46721
Date	Oct 1, 2025
Book Page	2025/46721

Lender

Name	LISTERHILL CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 28, 2045

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	104 SUMMERS DR, FLORENCE, AL 35634-4980
Transaction Type	Mortgage
Record Updated	Feb 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02023/2663
Date	Jan 23, 2023
Book Page	2023/2663

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 1, 2043

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	104 SUMMERS DR, FLORENCE, AL 35634-4980
Transaction Type	Mortgage
Record Updated	Sep 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021/53845
Date	Aug 30, 2021
Book Page	2021/53845

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	104 SUMMERS DR, FLORENCE, AL 35634-4980
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018/43653
Date	Oct 9, 2018
Book Page	2018/43653

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2033

Interest

Rate Type	Fixed Rate

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Apr 23, 2020
Property Address	104 SUMMERS DR, FLORENCE, AL 35634-4980
Document Number	2020/17629
Book / Page	2020 / 17629
Map Reference	MB 7 PG 67
Instrument Date	Apr 17, 2020
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	232 BRIDGE ST APT 413, 232, BURLINGTON, WI 53105-1957

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 SUMMERS DR, FLORENCE, AL 35634-4980

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Oct 9, 2018
Property Address	104 SUMMERS DR, FLORENCE, AL 35634-4980
Document Number	2018/43651
Book / Page	2018 / 43651
Instrument Date	Oct 5, 2018
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2369 SHERROD AVE, 2369, FLORENCE, AL 35630-1236

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 SUMMERS DR, FLORENCE, AL 35634-4980

Mortgage

Document Number	2018/43653
Date	Oct 9, 2018
Book Page	2018/43653

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2033

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Lauderdale County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Lauderdale County
Unified School District	Lauderdale County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$446.00 (+6.7%) Homeowner's exemption Senior Citizen's exemption	$15,020 (+6.98%)	$163,720 (+16.63%) Land $23,200 Building $140,520
2024	$418.00 (-0.95%) Homeowner's exemption Senior Citizen's exemption	$14,040 (+697.73%) Land $1,940 Building $12,100	$140,380 (-0.79%) Land $19,400 Building $120,980
2023	$422.00 (+15.62%) Homeowner's exemption Senior Citizen's exemption	$1,760 (-85.55%) Land $1,760	$141,500 (+16.27%) Land $17,600 Building $123,900
2022	$365.00 Homeowner's exemption Senior Citizen's exemption	$12,180	$121,700 Land $20,600 Building $101,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 76% of Alabama
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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