31 Summer St, Marblehead, MA 01945 Property Records

Essex County and Marblehead Town property record for 31 Summer St, Marblehead, MA 01945

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 924 sqft · built 1940
Lot Size	0.029 acres (1,250 sqft)
Owner	Individual Name on File
Last Sale	$480,000 (Oct 2015)
Tax Bill	$6,001 (2026)
Deeds & Mortgages	Apr 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`MARB M:0133 B:0036 L:0`

Property Details

APN / Parcel Number

Primary APN	`MARB M:0133 B:0036 L:0`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	924 sqft Living Area
Gross Area	1,956 sqft
Basement Area	616 sqft
Unfinished Basement	616 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,250 sqft (0.029 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	31 SUMMER ST
City	MARBLEHEAD
State	MA
Zip	01945-3433
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GR
Legal Block	36
Jurisdiction	MARBLEHEAD MA
Township / Civil Division	MARBLEHEAD
Census Block Group	2
Census Block	2013
Census Tract	203302

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Marblehead Historic District listed 1984 · 988 contributing resources · NRIS 84002402

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

31 Summer St is owned by an individual who bought it in October 2015.

Source: Essex County and Marblehead Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	28 BASSETT ST, MARBLEHEAD, MA 01945-3362
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2015 · Amount on File
Deed Sale	Oct 30, 2015 · Amount on File
Prior Sale	Feb 2, 2007 · Amount on File
Deed Book / Page	34486 / 223
Transfer Doc	034486-223
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARBLEHEAD MA
Property Address	31 SUMMER ST, MARBLEHEAD, MA 01945-3433
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039727-465
Date	Apr 2, 2021
Book Page	39727/465
Instrument	20210402006800

Lender

Name	MID-ISLAND MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 31 Summer St was $6,001, down 1.8% from the year before.

Source: Essex County and Marblehead Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Marblehead Town
Unified School District	Marblehead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,001.00 (-1.8%)	$701,100 (+3.82%) Land $406,300 Building $294,800	$734,438 (+0.22%)
2025	$6,111.00 (+14.01%)	$675,300 (+12.89%) Land $406,300 Building $269,000	$732,830
2024	$5,360.00 (-3.06%)	$598,200 (+8.19%) Land $406,300 Building $191,900
2023	$5,529.00	$552,900 Land $350,000 Building $202,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 31 Summer St in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	38 units insured incl. 29 condo units
Nearby Flood Claims	20 (1978–2018)
Claims Outside the SFHA	4 of 20
Most Recent Claim	Mar 2018 · Severe Winter Storm And Snowstorm
Claims by Event	Severe Winter Storm And Flooding, Mar 2018 · 2 claims Coastal Storm, Oct 1991 · 5 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 31 Summer St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARBLEHEAD WATER DEPT. (MWRA) serves 20,441 people · EPA ID MA3168000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 949 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20