23 Summer St, Marblehead, MA 01945 Property Records

Essex County and Marblehead Town property record for 23 Summer St, Marblehead, MA 01945

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,744 sqft · built 1800
Lot Size0.091 acres (3,968 sqft)
Owner2 Individual Names on File
Last Sale$1,075,000 (Jun 2021)
Tax Bill$10,079 (2026)
Deeds & MortgagesNov 2023 Transfer
Jun 2021 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APNMARB M:0133 B:0039 L:0

Property Details

APN / Parcel Number

Primary APNMARB M:0133 B:0039 L:0

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,744 sqft Living Area
Gross Area3,479 sqft
Basement Area814 sqft
Unfinished Basement814 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1800
Effective Year BuiltEffective 1800
Architectural StyleOther
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area3,968 sqft (0.091 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address23 SUMMER ST
CityMARBLEHEAD
StateMA
Zip01945-3433
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCR
Legal SubdivisionLAND MARBLEHEAD
Legal Block39
JurisdictionMARBLEHEAD MA
Township / Civil DivisionMARBLEHEAD
Census Block Group2
Census Block2013
Census Tract203302

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Marblehead Historic District
listed 1984 · 988 contributing resources · NRIS 84002402

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

23 Summer St is owned and occupied by two individuals who acquired it in October 2023.

Source: Essex County and Marblehead Town records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address23 SUMMER ST, MARBLEHEAD, MA 01945-3433
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 9, 2023Quit Claim Deed, Transfer
Quitclaim
Jun 15, 2021Quit Claim Deed, Transfer
Mar 8, 2017Deed of Trust, Mortgage · Line of Credit
NATIONAL GRAND BK/MARBLEHEAD

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 15, 2021 · Amount on File
Deed SaleJun 15, 2021 · Amount on File
Prior SaleMar 15, 2002 · Amount on File
Deed Document Number20213450
Last Transfer DateOct 24, 2023
Transfer Doc0041852-20
Record UpdatedOct 29, 2026

November 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMARBLEHEAD MA
Recording DateNov 9, 2023
Property Address23 SUMMER ST, MARBLEHEAD, MA 01945-3433
Document Number0041852-20
Book / Page41852 / 20
Instrument DateOct 24, 2023
Instrument20231109001400
Transaction TypeTransfer
Record UpdatedNov 23, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address23 SUMMER ST, MARBLEHEAD, MA 01945-3433

June 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMARBLEHEAD MA
Recording DateJun 15, 2021
Property Address23 SUMMER ST, MARBLEHEAD, MA 01945-3433
Document Number039980-224
Book / Page39980 / 224
Instrument DateJun 4, 2021
Instrument20210615003450
Transaction TypeTransfer
Record UpdatedJan 17, 2022

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address23 SUMMER ST, MARBLEHEAD, MA 01945-3433

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARBLEHEAD MA
Property Address23 SUMMER ST, MARBLEHEAD, MA 01945-3433
Document Number35730-521
Book / Page035730 / 000521
Instrument DateMar 8, 2017
Transaction TypeMortgage
Record UpdatedApr 4, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife

Mortgage

Document Number35730-521
DateMar 13, 2017
Book Page035730/000521
Instrument1703130130
Lender
NameNATIONAL GRAND BK/MARBLEHEAD
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 23 Summer St was $10,079, up 1.1% from the year before.

Source: Essex County and Marblehead Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionMarblehead Town
Unified School DistrictMarblehead School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$10,079.00 (+1.05%)$1,177,500 (+6.84%) Land $724,100 Building $453,400$1,255,102 (+23.19%)
2025$9,974.00 (+1.63%)$1,102,100 (+0.62%) Land $724,100 Building $378,000$1,018,875
2024$9,814.00 (+5.2%)$1,095,300 (+17.41%) Land $724,100 Building $371,200
2023$9,329.00$932,900 Land $623,800 Building $309,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23 Summer St in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies38 units insured
incl. 29 condo units
Nearby Flood Claims20 (1978–2018)
Claims Outside the SFHA4 of 20
Most Recent ClaimMar 2018 · Severe Winter Storm And Snowstorm
Claims by Event
  • Severe Winter Storm And Flooding, Mar 2018 · 2 claims
  • Coastal Storm, Oct 1991 · 5 claims
  • Coastal Storms, Flood, Ice & Snow, Feb 1978 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 23 Summer St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARBLEHEAD WATER DEPT. (MWRA)
serves 20,441 people · EPA ID MA3168000
Water SourcePurchased surface water from MWRA
Last State InspectionMar 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 949 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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