31 Stowe, Irvine, CA 92620 Property Records

Orange County property record for 31 Stowe, Irvine, CA 92620

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,549 sqft · built 2005
Lot Size	0.124 acres (5,400 sqft)
Owner	2 Company Names on Record
Last Sale	$1,460,000 (Mar 2019)
Tax Bill	$21,344 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Mar 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`551-163-14`

Property Details

APN / Parcel Number

Primary APN	`551-163-14`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	3,549 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	5,400 sqft (0.124 acres)
Garage Area	455 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	31 STOWE
City	IRVINE
State	CA
Zip	92620-2819
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 16495 BLK LOT 86
Legal Subdivision	TRACT NO 16495
Legal Tract	16495
Legal Lot Number	86
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	1
Census Block	1005
Census Tract	52431

Owner

Source: Orange County records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	31 STOWE, IRVINE, CA 92620-2819
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage BBVA USA
Mar 8, 2019	Grant Deed, Transfer · Conventional Mortgage COMPASS BANK
Nov 13, 2017	Intrafamily Transfer, Transfer · ARM WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 2019 · Amount on Record
Deed Sale	Mar 8, 2019 · Amount on Record
Prior Sale	Oct 26, 2015 · Amount on Record
Deed Document Number	201973393
Last Transfer Date	Oct 28, 2024
Transfer Doc	0000303043
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	31 STOWE, IRVINE, CA 92620-2819
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	CORINTHIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 STOWE, IRVINE, CA 92620-2819

Mortgage

Document Number	0000572659
Date	Oct 14, 2020
Instrument	2020000572659

Lender

Name	BBVA USA
Type	Bank
Address	BIRMINGHAM, AL 35233

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Nov 1, 2045

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Mar 8, 2019
Property Address	31 STOWE, IRVINE, CA 92620-2819
Document Number	0000073393
Map Reference	MB 856 PG 10-29
Instrument Date	Feb 12, 2019
Instrument	2019000073393
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	31 STOWE, IRVINE, CA 92620-2819

Mortgage

Document Number	0000073394
Date	Mar 8, 2019
Instrument	2019000073394

Lender

Name	COMPASS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

November 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Nov 13, 2017
Property Address	31 STOWE, IRVINE, CA 92620-2819
Document Number	0000479764
Map Reference	MB856 PG10-29
Instrument Date	Nov 6, 2017
Instrument	2017000479764
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	WESTERN RESOURCES TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	31 STOWE, IRVINE, CA 92620-2819

Mortgage

Document Number	0000479765
Date	Nov 13, 2017
Instrument	2017000479765

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Dec 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.25%
Index	1-Year LIBOR
Max Rate	8.25%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Irvine City
Unified School District	Irvine Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,661,229 (+2%) Land $850,981 Building $810,248
2025	$21,344.00 (+3.57%)	$1,628,656 (+4.04%) Land $834,295 Building $794,361
2023	$20,609.00 (+1.77%)	$1,565,414 Land $801,898 Building $763,516
2022	$20,250.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Google Fiber Fiber	2,000 / 1,000
Cox Communications Cable	2,000 / 500
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks, T-Mobile.

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