31 Silver Birch Ln, Scotts Valley, CA 95066 Property Records

Santa Cruz County property record for 31 Silver Birch Ln, Scotts Valley, CA 95066

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,655 sqft · built 1995
Lot Size	0.077 acres (3,354 sqft)
Owner	Trust Name on Record
Last Sale	$799,000 (May 2018)
Tax Bill	$11,396 (2025)
Deeds & Mortgages	Mar 2024 Transfer Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`021-061-34`

Property Details

APN / Parcel Number

Primary APN	`021-061-34`
Alternative APN	`021-061-34-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	1,655 sqft Living Area
Gross Area	2,123 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	3,354 sqft (0.077 acres)
View / Lot	Mountain
Garage Type	Attached
Garage Area	468 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	31 SILVER BIRCH LN
City	SCOTTS VALLEY
State	CA
Zip	95066-4789
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	VALLEY COMMONS TR #1367
Legal Lot Number	6
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	2
Census Block	2000
Census Tract	120800

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	31 SILVER BIRCH LN, SCOTTS VALLEY, CA 95066-4789
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2024	Intrafamily Transfer, Transfer
Sep 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Dec 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
May 24, 2018	Grant Deed, Transfer · Conventional Mortgage OPES ADVISORS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 24, 2018 · Amount on Record
Deed Sale	May 24, 2018 · Amount on Record
Prior Sale	Nov 30, 1995 · Amount on Record
Deed Document Number	201815681
Last Transfer Date	Mar 4, 2024
Transfer Doc	0000004282
Record Updated	Sep 20, 2026

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 7, 2024
Property Address	31 SILVER BIRCH LN, SCOTTS VALLEY, CA 95066-4789
Document Number	0000004282
Map Reference	VOL 87 PG 3
Instrument Date	Mar 4, 2024
Instrument	2024-0004282
Transaction Type	Transfer
Record Updated	Mar 20, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	31 SILVER BIRCH LN, SCOTTS VALLEY, CA 95066-4789

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	31 SILVER BIRCH LN, SCOTTS VALLEY, CA 95066-4789
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 SILVER BIRCH LN, SCOTTS VALLEY, CA 95066-4789

Mortgage

Document Number	0000039341
Date	Sep 30, 2020
Instrument	2020-0039341

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	31 SILVER BIRCH LN, SCOTTS VALLEY, CA 95066-4789
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039455
Date	Dec 13, 2019
Instrument	2019-0039455

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	May 24, 2018
Property Address	31 SILVER BIRCH LN, SCOTTS VALLEY, CA 95066-4789
Document Number	0000015681
Instrument Date	May 21, 2018
Instrument	15681
Transaction Type	Transfer
Record Updated	Jun 8, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$878.90
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 SILVER BIRCH LN SCOTTS VALLEY CA 950664789, SCOTTS VALLEY, CA 95066-4789

Mortgage

Document Number	15682
Date	May 24, 2018
Instrument	15682

Lender

Name	OPES ADVISORS
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 23, 2048

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Scotts Valley City
Unified School District	Scotts Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$927,308 (+2%) Land $556,385 Building $370,923
2025	$11,396.00 (+9.12%) Homeowner's exemption	$909,125 (+4.04%) Land $545,475 Building $363,650
2023	$10,444.00 (+2.01%) Homeowner's exemption	$873,823 Land $524,294 Building $349,529	$1,047,780
2022	$10,238.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1983–1995)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCOTTS VALLEY WATER DISTRICT serves 11,197 people · EPA ID CA4410013
Water Source	Groundwater
Last State Inspection	May 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Surfnet Communications Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Cruzio, T-Mobile, Verizon.

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