28 Silver Birch Ln, Scotts Valley, CA 95066 Property Records

Santa Cruz County property record for 28 Silver Birch Ln, Scotts Valley, CA 95066

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,673 sqft · built 1994
Lot Size0.077 acres (3,354 sqft)
OwnerIndividual Name on Record
Last Sale$651,000 (Oct 2013)
Tax Bill$10,275 (2025)
Deeds & MortgagesJan 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN021-061-41

Property Details

APN / Parcel Number

Primary APN021-061-41
Alternative APN
  • 021-061-41-000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Building Area1,673 sqft Living Area
Gross Area2,113 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area3,354 sqft (0.077 acres)
View / LotMountain
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address28 SILVER BIRCH LN
CitySCOTTS VALLEY
StateCA
Zip95066-4789
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTR 1367
Legal SubdivisionVALLEY COMMONS TR #1367
Legal Tract1367
Legal Lot Number13
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group2
Census Block2000
Census Tract120800

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address28 SILVER BIRCH LN, SCOTTS VALLEY, CA 95066-4789
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Person

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 23, 2013 · Amount on Record
Deed SaleOct 23, 2013 · Amount on Record
Prior SaleFeb 16, 2000 · Amount on Record
Deed Document Number201350544
Prior Transfer DateOct 18, 2013
Prior Transfer Doc0000050545
Record UpdatedSep 20, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address28 SILVER BIRCH LN, SCOTTS VALLEY, CA 95066-4789
Transaction TypeMortgage
Record UpdatedFeb 17, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address28 SILVER BIRCH LN, SCOTTS VALLEY, CA 95066-4789

Mortgage

Document Number0000003136
DateJan 31, 2022
Instrument2022-0003136
Lender
NameMUFG UNION BANK NA
TypeBank
AddressSAN DIEGO, CA 92121
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2052

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
MunicipalityScotts Valley City
Unified School DistrictScotts Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$818,349 (+2%) Land $488,899 Building $329,450
2025$10,275.00 (+9.31%)$802,303 (+4.04%) Land $479,313 Building $322,990
2023$9,400.00 (+2.05%)$771,148 Land $460,700 Building $310,448$1,106,730
2022$9,211.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims2 (1983–1995)
Claims Outside the SFHA1 of 2
Most Recent ClaimJan 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCOTTS VALLEY WATER DISTRICT
serves 11,197 people · EPA ID CA4410013
Water SourceGroundwater
Last State InspectionMay 2023
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Surfnet Communications
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: Cruzio, T-Mobile, Verizon.

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