Monroe County property record for 31 Seagate Blvd, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,427 sqft · built 1966 |
| Lot Size | 0.278 acres (12,087 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $3,000,000 (Dec 2024) |
| Tax Bill | $20,200 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Dec 2024 Mortgage + 4 more |
| Flood Zone | Zone AE (high risk) |
| APN | 00502590-000000 |
| Primary APN | 00502590-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,427 sqft Living Area |
| Gross Area | 2,847 sqft |
| 1st Floor Area | 1,569 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Geodesic/Dome |
| Roof Material | Concrete |
| Lot Area | 12,087 sqft (0.278 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 868 sqft |
| Deck Area | 1,356 sqft |
| Patio Area | 1,356 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1620459 |
|---|---|
| Street Address | 31 SEAGATE BLVD |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-4369 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | BK 7 LT 12 KEY LARGO BEACH PB2-149 KEY LARGO OR571-326 OR1046-1305 OR2249-1469 OR2335-1482 OR2907-2016 OR3305-0295 |
| Legal Range | 39E |
| Legal Township | 61S |
| Legal Section | 33 |
| Legal Subdivision | KEY LARGO BEACH |
| Legal Block | 7 |
| Legal Lot Number | 12 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 970500 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Monroe County records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 31 SEAGATE BLVD, KEY LARGO, FL 33037-4369 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Nov 3, 2025 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Dec 9, 2024 | Deed of Trust, Mortgage · Commercial Mortgage DEEPHAVEN MORTGAGE LLC |
| Apr 6, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE |
| Apr 6, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE |
| Jan 23, 2026 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| May 21, 2018 | Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 23, 2024 · Amount on Record |
| Deed Sale | Dec 23, 2024 · Amount on Record |
| Prior Sale | May 21, 2018 · Amount on Record |
| Deed Document Number | 20242484559 |
| Deed Book / Page | 3305 / 295 |
| Last Transfer Date | Mar 18, 2026 |
| Transfer Doc | 0033740398 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 31 SEAGATE BLVD, KEY LARGO, FL 33037-4369 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | J10 CALLE 17 URB PASEOS DEL SOL, DORADO, PR 00646 |
| Investor | Possibly a Property Investor |
| Document Number | 0033520179 |
|---|---|
| Date | Nov 3, 2025 |
| Book Page | 3352/179 |
| Instrument | 2520890 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CLEVELAND, OH 44114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2055 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 31 SEAGATE BLVD, KEY LARGO, FL 33037-4369 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|---|
| Address | 607 SW 130TH PL, MIAMI, FL 33184-1261 |
| Document Number | 0033030258 |
|---|---|
| Date | Dec 9, 2024 |
| Book Page | 3303/258 |
| Instrument | 2483007 |
| Name | DEEPHAVEN MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28277 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Apr 6, 2026 |
| Property Address | 31 SEAGATE BLVD, KEY LARGO, FL 33037-4369 |
| Document Number | 0002538219 |
| Book / Page | 3374 / 398 |
| Instrument Date | Mar 18, 2026 |
| Instrument | 20262538219 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2026 |
| Title Company | FIRST SOURCE TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 31 SEAGATE BLVD, KEY LARGO, FL 33037-4369 |
| Investor | Possibly a Property Investor |
| Document Number | 0002538220, |
|---|---|
| Date | Apr 6, 2026 |
| Instrument | 20262538220 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.88% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Apr 6, 2026 |
| Property Address | 31 SEAGATE BLVD, KEY LARGO, FL 33037-4369 |
| Document Number | 0033740398 |
| Book / Page | 3374 / 398 |
| Instrument Date | Mar 18, 2026 |
| Instrument | 20262538219 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Title Company | FIRST SOURCE TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 31 SEAGATE BLVD, KEY LARGO, FL 33037-4369 |
| Investor | Possibly a Property Investor |
| Document Number | 0002538220, |
|---|---|
| Date | Apr 6, 2026 |
| Instrument | 20262538220 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.88% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Jan 23, 2026 |
| Property Address | 31 SEAGATE BLVD, KEY LARGO, FL 33037-4369 |
| Document Number | 0033631012 |
| Book / Page | 3363 / 1012 |
| Map Reference | MB 2 PG 149 |
| Instrument Date | Jan 22, 2026 |
| Instrument | 2529547 |
| Transaction Type | Transfer |
| Record Updated | Feb 19, 2026 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16185 SW 149TH AVE, QUAIL HEIGHTS, FL 33187-1446 |
| Name | Verified Name |
|---|---|
| Address | 16185 SW 149TH AVE, QUAIL HEIGHTS, FL 33187-1446 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | May 21, 2018 |
| Property Address | 31 SEAGATE BLVD, KEY LARGO, FL 33037-4369 |
| Document Number | 0029072016 |
| Book / Page | 2907 / 2016 |
| Map Reference | MB2 PG149 |
| Instrument Date | May 18, 2018 |
| Instrument | 2170025 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,200.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1092 ROOSA GAP RD, 1092, PINE BUSH, NY 12566-4908 |
| Name | Verified Name |
|---|---|
| Relationship | Family Living Trust |
| Address | 607 SW 130TH PL, MIAMI, FL 33184-1261 |
| Document Number | 0002170028 |
|---|---|
| Date | May 21, 2018 |
| Instrument | 2170028 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2048 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $20,200.00 (+88.45%) | $2,439,340 (+101.44%) Land $872,681 Building $1,566,659 | $2,439,340 (+101.44%) Land $872,681 Building $1,566,659 |
| 2024 | $10,719.00 (+23.21%) | ||
| 2023 | $8,700.00 (+11.05%) | $1,210,930 (+6.04%) Land $884,164 Building $326,766 | $1,210,930 (+6.04%) Land $884,164 Building $326,766 |
| 2022 | $7,834.00 | $1,141,905 Land $705,004 Building $436,901 | $1,141,905 Land $705,004 Building $436,901 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 595 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 839 units insured incl. 244 condo units |
| Nearby Flood Claims | 304 (1983–2025) |
| Claims Outside the SFHA | 8 of 304 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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