Monroe County property record for 23 Seagate Blvd, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,338 sqft · built 1963 |
| Lot Size | 0.203 acres (8,848 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $535,000 (Jan 2022) |
| Tax Bill | $5,290 (2024) |
| Deeds & Mortgages | Mar 2026 Sale Oct 2023 Line of Credit + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | 00502420-000000 |
| Primary APN | 00502420-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,338 sqft Living Area |
| 1st Floor Area | 1,338 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Combination |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 8,848 sqft (0.203 acres) |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Open Porch |
| Porch Area | 572 sqft |
| Patio Area | 24 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air |
| Account Number | 1620289 |
|---|---|
| Old Parcel Number | 33613900502420000000 |
| Street Address | 23 SEAGATE BLVD |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-4368 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 6 LOT 5 KEY LARGO BEACH PB2-149 KEY LARGO OR578-577 OR1001-1301 OR1070-1030 OR1138-1276 OR2598-639 OR2912-1317 OR3153-2339 |
| Legal Range | 39E |
| Legal Township | 61S |
| Legal Section | 33 |
| Legal Subdivision | KEY LARGO BEACH |
| Legal Block | 6 |
| Legal Lot Number | 5 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 970500 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Monroe County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 23 SEAGATE BLVD, KEY LARGO, FL 33037-4368 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 6, 2026 | Warranty Deed, Transfer CORAL REEF TITLE COMPANY |
| Oct 24, 2023 | Deed of Trust, Mortgage · Line of Credit CROSSCOUNTRY MORTGAGE LLC |
| Jun 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage INNOVATIVE MORTGAGE SERVICES |
| Mar 11, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jun 19, 2018 | Warranty Deed, Transfer · VA Mortgage INNOVATIVE MORTGAGE SERVICES |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 1, 2022 · Amount on Record |
| Deed Sale | Jan 1, 2022 · Amount on Record |
| Prior Sale | Nov 14, 2012 · Amount on Record |
| Deed Document Number | 0031532339 |
| Deed Book / Page | 2912 / 1317 |
| Prior Transfer Date | Jun 19, 2018 |
| Prior Transfer Doc | 2174199 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Mar 6, 2026 |
| Property Address | 23 SEAGATE BLVD, KEY LARGO, FL 33037-4368 |
| Document Number | 0033692039 |
| Book / Page | 3369 / 2039 |
| Map Reference | MB 2 PG 149 |
| Instrument Date | Mar 6, 2026 |
| Instrument | 2534864 |
| Transaction Type | Transfer |
| Record Updated | Apr 1, 2026 |
| Title Company | CORAL REEF TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $4,375.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 71 ROBINSON GAP LN, BRYSON CITY, NC 28713-9602 |
| Name | Verified Name |
|---|---|
| Address | 123 N RIVER DR, ST AUGUSTINE, FL 32095-8897 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 23 SEAGATE BLVD, KEY LARGO, FL 33037-4368 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 23 SEAGATE BLVD, KEY LARGO, FL 33037-4368 |
| Document Number | 0032480402 |
|---|---|
| Date | Oct 24, 2023 |
| Book Page | 3248/402 |
| Instrument | 2437661 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CLEVELAND, OH 44114 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 14, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 23 SEAGATE BLVD, KEY LARGO, FL 33037-4368 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0030262132 |
|---|---|
| Date | Jun 16, 2020 |
| Book Page | 3026/2132 |
| Instrument | 2269396 |
| Name | INNOVATIVE MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Address | LUTZ, FL 33558 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 23 SEAGATE BLVD, KEY LARGO, FL 33037-4368 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 23 SEAGATE BLVD, KEY LARGO, FL 33037-4368 |
| Document Number | 0030810240 |
|---|---|
| Date | Mar 11, 2021 |
| Book Page | 3081/240 |
| Instrument | 2308106 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Jun 19, 2018 |
| Property Address | 23 SEAGATE BLVD, KEY LARGO, FL 33037-4368 |
| Document Number | 0029121317 |
| Book / Page | 2912 / 1317 |
| Map Reference | MB2 PG149 |
| Instrument Date | Jun 14, 2018 |
| Instrument | 2174199 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | ABSOLUTE FIRST TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,100.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 32 BIRDSALL ST, 32, GREENE, NY 13778-1050 |
| Name | Verified Name |
|---|---|
| Address | 23 SEAGATE BLVD, KEY LARGO, FL 33037-4368 |
| Document Number | 0002174200 |
|---|---|
| Date | Jun 19, 2018 |
| Instrument | 2174200 |
| Name | INNOVATIVE MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2048 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $536,971 (-9.03%) Land $309,990 Building $226,981 | $536,971 (-9.03%) Land $309,990 Building $226,981 | |
| 2024 | $5,290.00 (-2.9%) | ||
| 2023 | $5,448.00 (+96.18%) | $590,269 (+91.06%) Land $402,938 Building $187,331 | $590,269 (+23.65%) Land $402,938 Building $187,331 |
| 2022 | $2,777.00 Senior Citizen's exemption | $308,938 | $477,390 Land $256,415 Building $220,975 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 595 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 839 units insured incl. 244 condo units |
| Nearby Flood Claims | 304 (1983–2025) |
| Claims Outside the SFHA | 8 of 304 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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