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31 SE River Lights Ct, Stuart, FL 34996 Property Records

Martin County property record for 31 SE River Lights Ct, Stuart, FL 34996

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,308 sqft · built 2005
Lot Size0.142 acres (6,186 sqft)
Owner2 Individual Names on Record
Last Sale$1,650,000 (Dec 2022)
Tax Bill$19,090 (2025)
Deeds & MortgagesDec 2022 Sale
Sep 2019 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN03-38-41-044-000-0011.0-0-0000

Property Details

APN / Parcel Number

Primary APN03-38-41-044-000-0011.0-0-0000
Alternative APNs
  • 03-38-41-044-000-00110-0
  • 154911

Interior

Bedrooms4 Beds
Full Baths4 Baths
Total Rooms6 Rooms
Stories3 Stories
Building Area3,308 sqft Living Area
Gross Area4,076 sqft
1st Floor Area1,528 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace
ElevatorElevator

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialAluminum/Vinyl
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area6,186 sqft (0.142 acres)
View / LotZero Lot Line
Garage TypeAttached
Garage Area768 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchOpen Concrete/Masonry Porch
Porch Area314 sqft
Deck Area472 sqft
Patio Area472 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number154911
Street Address31 SE RIVER LIGHTS CT
CitySTUART
StateFL
Zip34996-1803
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionLOT 11 SNUG HARBOR WEST (PB 15 PG 19)
Legal Range41E
Legal Township38S
Legal Section3
Legal SubdivisionSNUG HARBOR
Legal Block2
Legal Lot Number11
JurisdictionMARTIN FL
Township / Civil DivisionSTUART
Census Block Group2
Census Block2001
Census Tract902

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4541 MEADOW RD, MINNEAPOLIS, MN 55424-1229
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 15, 2022Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Sep 25, 2019Warranty Deed, Transfer
ATTORNEY ONLY
Jul 18, 2017Deed, Transfer · ARM
SEACOAST NATIONAL BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 15, 2022 · Amount on Record
Deed SaleDec 15, 2022 · Amount on Record
Prior SaleJul 18, 2017 · Amount on Record
Deed Document Number20222993871
Deed Book / Page3350 / 2027
Prior Transfer DateJul 25, 2019
Prior Transfer Doc0030842487
Record UpdatedOct 29, 2026

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateDec 15, 2022
Property Address31 SE RIVER LIGHTS CT, STUART, FL 34996-1803
Document Number0033502027
Book / Page3350 / 2027
Map ReferenceMB 15 PG 19
Instrument DateDec 14, 2022
Instrument2993871
Transaction TypeTransfer
Record UpdatedJan 5, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$11,550.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address59 HARBOUR DR, BLUE POINT, NY 11715-1423

Transferred To (Grantee/Buyer)

NameVerified Name
Address4541 MEADOW RD, EDINA, MN 55424-1229

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateSep 25, 2019
Property Address31 SE RIVER LIGHTS CT, STUART, FL 34996-1803
Document Number0030842487
Book / Page003084 / 002487
Instrument DateJul 25, 2019
Instrument2776574
Transaction TypeTransfer
Record UpdatedOct 10, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
AddressS HOWELLS POINT RD BELLPORT NY 11713, BELLPORT, NY 11713

July 2017: Deed, Transfer

Document TypeDeed
JurisdictionMARTIN FL
Recording DateJul 18, 2017
Property Address31 SE RIVER LIGHTS CT, STUART, FL 34996-1803
Document Number0029372952
Book / Page02937 / 2952
Map ReferenceMB15 PG19
Instrument DateJul 14, 2017
Instrument2646050
Transaction TypeTransfer
Record UpdatedJul 29, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,615.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6335 SW GAINES AVE, 6335, STUART, FL 34997-6212

Transferred To (Grantee/Buyer)

NameVerified Name
Address31 SE RIVER LIGHTS CT, STUART, FL 34996-1803

Mortgage

Document Number0002646051
DateJul 18, 2017
Instrument2646051
Lender
NameSEACOAST NATIONAL BANK
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueAug 1, 2047
Interest
Rate TypeAdjustable Rate
Rate3.25%
Type Change DateAug 1, 2024
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change5.25%
Index1-Year LIBOR
Max Rate8.25%

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
MunicipalityStuart City
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$19,090.00 (-4.44%)$1,081,980 (+1.45%) Land $440,000 Building $641,980$1,081,980 (+1.45%) Land $440,000 Building $641,980
2024$19,977.00 (+1.11%)
2023$19,758.00 (+31.76%)$1,066,500 (+32.17%) Land $440,000 Building $626,500$1,066,500 (+32.17%) Land $440,000 Building $626,500
2022$14,996.00$806,940 Land $347,820 Building $459,120$806,940 Land $347,820 Building $459,120

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 69 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies69 in force
Nearby Flood Claims11 (1978–2018)
Claims Outside the SFHA4 of 11
Most Recent ClaimMay 2018
Claims by Event
  • Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTUART, CITY OF - WATER PLANT
serves 16,841 people · EPA ID FL4430259
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20

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