Martin County property record for 15 SE River Lights Ct, Stuart, FL 34996
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,766 sqft · built 2018 |
| Lot Size | 0.201 acres (8,756 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,650,000 (May 2019) |
| Tax Bill | $24,640 (2025) |
| Deeds & Mortgages | May 2019 Sale May 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-38-41-044-000-0008.0-0-0000 |
| Primary APN | 03-38-41-044-000-0008.0-0-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 3,766 sqft Living Area |
| Gross Area | 4,284 sqft |
| 1st Floor Area | 2,121 sqft |
| Interior Walls | Wallboard/Drywall |
| Elevator | Elevator |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 8,756 sqft (0.201 acres) |
| Lot Dimensions | 100 ft deep x 65 ft wide |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 518 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Pool |
| Porch | Open Concrete/Masonry Porch |
| Porch Area | 513 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 154908 |
|---|---|
| Street Address | 15 SE RIVER LIGHTS CT |
| City | STUART |
| State | FL |
| Zip | 34996-1803 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | LOT 8 SNUG HARBOR WEST (PB 15 PG 19) |
| Legal Range | 41E |
| Legal Township | 38S |
| Legal Section | 3 |
| Legal Subdivision | SNUG HARBOR |
| Legal Block | 2 |
| Legal Lot Number | 8 |
| Jurisdiction | MARTIN FL |
| Township / Civil Division | STUART |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 902 |
Source: Martin County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 15 SE RIVER LIGHTS CT, STUART, FL 34996-1803 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
| Date | Document |
|---|---|
| May 1, 2019 | Warranty Deed, Transfer HOMEPARTNERS TITLE INC, HOMEPARTNERS TITLE SVCS |
| May 31, 2017 | Deed of Trust, Mortgage TRANSCAPITAL BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 1, 2019 · Amount on Record |
| Deed Sale | May 1, 2019 · Amount on Record |
| Prior Sale | Jul 10, 2014 · Amount on Record |
| Deed Document Number | 20192751953 |
| Deed Book / Page | 3055 / 2422 |
| Prior Transfer Date | Oct 17, 2008 |
| Prior Transfer Doc | 0023602929 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARTIN FL |
| Recording Date | May 1, 2019 |
| Property Address | 15 SE RIVER LIGHTS CT, STUART, FL 34996-1803 |
| Document Number | 0030552422 |
| Book / Page | 003055 / 002422 |
| Instrument Date | Apr 24, 2019 |
| Instrument | 2751953 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2019 |
| Title Company | HOMEPARTNERS TITLE INC, HOMEPARTNERS TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Tax | $11,550.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 15 15 SE SE RIVER LIGHTS CT STUART FL 34996, STUART, FL 34996 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN FL |
| Property Address | 15 SE RIVER LIGHTS CT, STUART, FL 34996-1803 |
| Document Number | 0029282249 |
| Book / Page | 002928 / 002249 |
| Instrument Date | May 31, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 19 VIA LUCINDA DR STUART FL 34996, STUART, FL 34996 |
| Document Number | 0029282249 |
|---|---|
| Date | Jun 1, 2017 |
| Book Page | 002928/002249 |
| Instrument | 2638200 |
| Name | TRANSCAPITAL BK |
|---|---|
| Type | Bank |
| Address | SUNRISE, FL 33351 |
| Amount | Amount Recorded |
|---|---|
| Term | 24 Months |
| Due | May 31, 2019 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.95% |
Source: Martin County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Martin County |
| Municipality | Stuart City |
| Unified School District | Martin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $24,640.00 (-1.02%) Homeowner's exemption | $1,436,001 (+5.99%) | $2,407,030 (+26.03%) Land $1,150,000 Building $1,257,030 |
| 2024 | $24,894.00 (+1.97%) | ||
| 2023 | $24,412.00 (+3.22%) Additional exemption filed | $1,354,885 (+3%) | $1,909,930 (+19.99%) Land $700,000 Building $1,209,930 |
| 2022 | $23,651.00 Homeowner's exemption | $1,315,423 | $1,591,780 Land $600,000 Building $991,780 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 69 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 69 in force |
| Nearby Flood Claims | 11 (1978–2018) |
| Claims Outside the SFHA | 4 of 11 |
| Most Recent Claim | May 2018 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STUART, CITY OF - WATER PLANT serves 16,841 people · EPA ID FL4430259 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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