Newaygo County property record for 31 S Gibbs St, White Cloud, MI 49349 · Last verified July 2026
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.217 acres (9,485 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,192 (2025) |
| Deeds & Mortgages | Aug 2018 Mortgage Dec 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-05-126-017 |
| Primary APN | 15-05-126-017 |
|---|
| Lot Area | 9,485 sqft |
|---|
| Street Address | 31 S GIBBS ST |
|---|---|
| City | WHITE CLOUD |
| State | MI |
| Zip | 49349-9401 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | LOT 35 EXC N 8 FT ALSO N 17.5 FT OF LOT 36 VILLAGE OF MORGAN |
| Legal Subdivision | VILLAGE OF MORGAN |
| Legal Lot Number | 35 |
| Jurisdiction | NEWAYGO MI |
| Township / Civil Division | WHITE CLOUD |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 970700 |
Source: Newaygo County records · APN 15-05-126-017
Assessment roll updated July 13, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 31 S GIBBS ST, WHITE CLOUD, MI 49349-9401 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 14, 2018 | Deed of Trust, Mortgage GERBER FCU |
| Dec 22, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEWAYGO MI |
| Property Address | 31 S GIBBS ST, WHITE CLOUD, MI 49349-9401 |
| Transaction Type | Mortgage |
| Record Updated | Aug 07, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000000470/0000008927 |
|---|---|
| Date | Aug 14, 2018 |
| Book Page | 0000000470/0000008927 |
| Name | GERBER FCU |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 173 Months |
| Due | Jan 01, 2033 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NEWAYGO MI |
| Recording Date | Dec 22, 2017 |
| Property Address | 31 S GIBBS ST, WHITE CLOUD, MI 49349-9401 |
| Document Number | 00468/3185 |
| Book / Page | 468 / 3185 |
| Instrument Date | Dec 22, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Newaygo County records · Assessment roll updated July 13, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Newaygo County |
| Municipality | White Cloud City |
| Unified School District | White Cloud Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $73,000 (+40.38%) | $146,000 (+40.38%) | |
| 2025 | $2,192.00 (+10.71%) | ||
| 2023 | $52,000 | $104,000 | |
| 2022 | $1,980.00 |
Source: FEMA National Flood Hazard Layer, Newaygo County (26123C), updated February 17, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 52% of Michigan |
|---|---|
| Wildfire Likelihood | About 1 in 9,091 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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