Newaygo County property record for 11 S Gibbs St, White Cloud, MI 49349
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.391 acres (17,057 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,790 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-05-126-002 |
| Primary APN | 15-05-126-002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,870 sqft Living Area |
| 1st Floor Area | 1,247 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Modular |
| Lot Area | 17,057 sqft (0.391 acres) |
| Garage Area | 264 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 11 S GIBBS ST |
|---|---|
| City | WHITE CLOUD |
| State | MI |
| Zip | 49349-9401 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LOCAL ZONE |
| Legal Description | LOTS 32 & 33 VILLAGE OF MORGAN, NOW CITY OF WHITE CLOUD |
| Legal Subdivision | VILLAGE OF MORGAN |
| Legal Lot Number | 32-33 |
| Jurisdiction | NEWAYGO MI |
| Township / Civil Division | WHITE CLOUD |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 970700 |
Source: Newaygo County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 11 S GIBBS ST, WHITE CLOUD, MI 49349-9401 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Newaygo County assessment roll, as of July 13, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Newaygo County |
| Municipality | White Cloud City |
| Unified School District | White Cloud Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $92,400 (+41.5%) | $184,800 (+41.5%) | |
| 2025 | $1,790.00 (+10.22%) | ||
| 2023 | $65,300 | $130,600 | |
| 2022 | $1,624.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WHITE CLOUD serves 1,408 people · EPA ID MI0007060 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2022 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: NCATS, Point Broadband.
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