31 Ruskin St, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 31 Ruskin St, Chicopee, MA 01020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,700 sqft · built 2016
Lot Size	0.88 acres (38,332 sqft)
Owner	Individual Name on File
Last Sale	$488,500 (Apr 2024)
Tax Bill	$6,331 (2026)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`151-00024`

Property Details

APN / Parcel Number

Primary APN	`151-00024`
Alternative APN	`CHIC M:0151 P:00024`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,700 sqft Living Area
Gross Area	3,860 sqft
1st Floor Area	600 sqft
Basement Area	600 sqft
Unfinished Basement	600 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	38,332 sqft (0.88 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	151-00024
Street Address	31 RUSKIN ST
City	CHICOPEE
State	MA
Zip	01020-3502
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	5
Census Block	5002
Census Tract	810700

Owner

31 Ruskin St is owned by an individual who bought it in April 2024.

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	23 REGENCY CT, CHICOPEE, MA 01020-1375
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage MEMBERS MORTGAGE COMPANY INC
Jan 27, 2017	Warranty Deed, Transfer UNITED BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 19, 2024 · Amount on File
Deed Sale	Apr 19, 2024 · Amount on File
Prior Sale	Jan 27, 2017 · Amount on File
Deed Document Number	202416497
Deed Book / Page	25388 / 83
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHICOPEE MA
Recording Date	Apr 19, 2024
Property Address	31 RUSKIN ST, CHICOPEE, MA 01020-3502
Document Number	0025388-83
Book / Page	25388 / 83
Instrument Date	Apr 19, 2024
Instrument	16497
Transaction Type	Transfer
Record Updated	May 3, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 REGENCY CT, CHICOPEE, MA 01020-1375

Mortgage

Document Number	0000016498
Date	Apr 19, 2024
Instrument	16498

Lender

Name	MEMBERS MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHICOPEE MA
Recording Date	Jan 27, 2017
Property Address	31 RUSKIN ST, CHICOPEE, MA 01020-3502
Document Number	21549-265
Book / Page	21549 / 265
Instrument	4940
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	215490267
Date	Jan 27, 2017
Instrument	21549/0267

Lender

Name	UNITED BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 27, 2047

Interest

Rate	3.63%
Max Rate At Change	20.1%
Max Rate	2.25%

Tax Assessment & Valuation

The 2026 property tax bill for 31 Ruskin St was $6,331, up 2.4% from the year before.

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,331.00 (+2.36%)	$415,400 (+1.81%) Land $126,600 Building $288,800	$459,553 (+0.91%)
2025	$6,185.00 (+4.65%)	$408,000 (+1.9%) Land $115,200 Building $292,800	$455,430
2024	$5,910.00 (+8.2%)	$400,400 (+11.07%) Land $113,100 Building $287,300
2023	$5,462.00	$360,500 Land $102,800 Building $257,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 31 Ruskin St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 31 Ruskin St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Crossroads Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

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