26 Ruskin St, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 26 Ruskin St, Chicopee, MA 01020

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,073 sqft · built 1974
Lot Size0.204 acres (8,876 sqft)
Owner2 Individual Names on File
Last Sale$100,000 (Jan 1997)
Tax Bill$4,354 (2026)
Deeds & MortgagesApr 2022 Refinance
Flood ZoneZone X (minimal risk)
APN151-00023

Property Details

APN / Parcel Number

Primary APN151-00023
Alternative APN
  • CHIC M:0151 P:00023

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,073 sqft Living Area
Gross Area2,198 sqft
1st Floor Area1,073 sqft
Basement Area400 sqft
Unfinished Basement400 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,876 sqft (0.204 acres)
Garage TypeBasement
Parking Spaces1 Parking Space
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number151-00023
Street Address26 RUSKIN ST
CityCHICOPEE
StateMA
Zip01020-3503
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code2
JurisdictionCHICOPEE MA
Township / Civil DivisionCHICOPEE
Census Block Group5
Census Block5004
Census Tract810700

Owner

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address26 RUSKIN ST, CHICOPEE, MA 01020-3503
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 31, 1997 · Amount on File
Deed SaleJan 31, 1997 · Amount on File
Prior SaleNov 14, 1996 · Amount on File
Deed Book / Page9759 / 360
Transfer Doc9683000136
Record UpdatedOct 29, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHICOPEE MA
Property Address26 RUSKIN ST, CHICOPEE, MA 01020-3503
Transaction TypeMortgage
Record UpdatedMay 6, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number024505-484
DateApr 19, 2022
Book Page24505/484
Instrument23505
Lender
NamePOLISH NATIONAL CU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term121 Months
DueMay 1, 2032

Tax Assessment & Valuation

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityChicopee City
Unified School DistrictChicopee School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,354.00 (+3.86%)$285,700 (+3.33%) Land $104,400 Building $181,300$295,304 (-8.39%)
2025$4,192.00 (+5.27%)$276,500 (+2.48%) Land $95,200 Building $181,300$322,335
2024$3,982.00 (+5.43%)$269,800 (+8.22%) Land $93,300 Building $176,500
2023$3,777.00$249,300 Land $84,800 Building $164,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 83% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICOPEE WATER DEPT (MWRA)
serves 55,560 people · EPA ID MA1061000
Water SourcePurchased surface water from MWRA
Last State InspectionMay 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Crossroads Fiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile, Xfinity.

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