31 Ridgeway St, Westfield, MA 01085 Property Records

Hampden County and Westfield City property record for 31 Ridgeway St, Westfield, MA 01085

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 948 sqft · built 1926
Lot Size	0.661 acres (28,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$147,000 (Nov 2018)
Tax Bill	$4,025 (2026)
Deeds & Mortgages	Jul 2026 Transfer Nov 2018 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`WFLD M:72 L:7`

Property Details

APN / Parcel Number

Primary APN	`WFLD M:72 L:7`
Alternative APN	`M:329072 B:00007 L:00000`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	948 sqft Living Area
Gross Area	1,252 sqft
Basement Area	80 sqft
Unfinished Basement	80 sqft

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	28,800 sqft (0.661 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	31 RIDGEWAY ST
City	WESTFIELD
State	MA
Zip	01085-2744
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Lot Number	7
Jurisdiction	WESTFIELD MA
Township / Civil Division	WESTFIELD
Census Block Group	3
Census Block	3010
Census Tract	812901

Owner

Source: Hampden County and Westfield City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	31 RIDGEWAY ST, WESTFIELD, MA 01085-2744
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2026	Quit Claim Deed, Transfer Quitclaim
Nov 30, 2018	Warranty Deed, Transfer · FHA Mortgage FIRST ALLIANCE LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2018 · Amount on Record
Deed Sale	Nov 30, 2018 · Amount on Record
Prior Sale	Oct 7, 1994 · Amount on Record
Deed Document Number	201871637
Deed Book / Page	22467 / 80
Last Transfer Date	Jul 9, 2026
Transfer Doc	0000031945
Record Updated	Oct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTFIELD MA
Recording Date	Jul 9, 2026
Property Address	31 RIDGEWAY ST, WESTFIELD, MA 01085-2744
Document Number	0000031945
Book / Page	26410 / 113
Instrument Date	Jul 9, 2026
Instrument	202631945
Transaction Type	Transfer
Record Updated	Aug 31, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	31 RIDGEWAY ST, WESTFIELD, MA 01085-2744

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTFIELD MA
Recording Date	Nov 30, 2018
Property Address	31 RIDGEWAY ST, WESTFIELD, MA 01085-2744
Document Number	22467-80
Book / Page	022467 / 000080
Instrument Date	Nov 19, 2018
Instrument	71637
Transaction Type	Transfer
Record Updated	Dec 18, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$683.55
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 STRONG RD SOUTHAMPTON MA 010739553, SOUTHAMPTON, MA 01073-9553

Mortgage

Document Number	22467-82
Date	Nov 30, 2018
Book Page	022467/000082
Instrument	71638

Lender

Name	FIRST ALLIANCE LNDG

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 29, 2048

Tax Assessment & Valuation

Source: Hampden County and Westfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Westfield City
Unified School District	Westfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,025.00 (+9.79%)	$269,600 (+11.64%) Land $125,000 Building $144,600	$266,212 (+1.68%)
2025	$3,666.00 (+6.94%)	$241,500 (+19.61%) Land $121,200 Building $120,300	$261,820 (+8.8%)
2024			$240,635
2023	$3,428.00	$201,900 Land $104,800 Building $97,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (1982–1999)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jan 1999 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTFIELD DPWWATER DIVISION serves 41,094 people · EPA ID MA1329000
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Whip City Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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