Hampden County and Westfield City property record for 18 Ridgeway St, Westfield, MA 01085
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,356 sqft · built 1920 |
| Lot Size | 0.324 acres (14,100 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $115,000 (Nov 1999) |
| Tax Bill | $4,572 (2026) |
| Flood Zone | Zone X (moderate risk) |
| APN | WFLD M:68 L:66 |
| Primary APN | WFLD M:68 L:66 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,356 sqft Living Area |
| Gross Area | 2,422 sqft |
| 1st Floor Area | 884 sqft |
| Basement Area | 666 sqft |
| Unfinished Basement | 666 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,100 sqft (0.324 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Street Address | 18 RIDGEWAY ST |
|---|---|
| City | WESTFIELD |
| State | MA |
| Zip | 01085-2745 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Lot Number | 66 |
| Jurisdiction | WESTFIELD MA |
| Township / Civil Division | WESTFIELD |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 812901 |
18 Ridgeway St is owned and occupied by two individuals who bought it in November 1999.
Source: Hampden County and Westfield City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18 RIDGEWAY ST, WESTFIELD, MA 01085-2745 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 29, 1999 · Amount on File |
| Deed Sale | Nov 29, 1999 · Amount on File |
| Prior Sale | Jun 24, 1996 · Amount on File |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 18 Ridgeway St was $4,572, up 10.8% from the year before.
Source: Hampden County and Westfield City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Westfield City |
| Unified School District | Westfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,572.00 (+10.78%) | $306,200 (+12.61%) Land $118,300 Building $187,900 | $315,524 (-2.46%) |
| 2025 | $4,127.00 | $271,900 Land $114,900 Building $157,000 | $323,475 (+2.59%) |
| 2024 | $315,305 | ||
| 2023 | $3,856.00 | $227,100 Land $99,400 Building $127,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 18 Ridgeway St in Zone X, an area of moderate flood risk, though there have been 3 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 3 (1982–1999) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jan 1999 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 18 Ridgeway St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTFIELD DPWWATER DIVISION serves 41,094 people · EPA ID MA1329000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Whip City Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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