31 Ridge Rd, Smithtown, NY 11787 Property Records

Suffolk County and Smithtown Town property record for 31 Ridge Rd, Smithtown, NY 11787

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,642 sqft · built 1982
Lot Size	0.75 acres (32,670 sqft)
Owner	2 Individual Names on Record
Last Sale	$439,000 (Jul 2002)
Tax Bill	$13,228 (2024)
Deeds & Mortgages	Jul 2023 Sale Sep 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`473489 71.-1-41`

Property Details

APN / Parcel Number

Primary APN	`473489 71.-1-41`
Alternative APNs	`0800-071.00-01.00-041.000` `348907100000010410000000` `47340017603` `S120381`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,642 sqft Living Area
1st Floor Area	1,742 sqft
Basement Area	900 sqft
Finished Basement	900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	32,670 sqft (0.75 acres)
View / Lot	Suburban
Garage Type	Basement
Porch	Open Porch
Porch Area	1,136 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	S120381
Street Address	31 RIDGE RD
City	SMITHTOWN
State	NY
Zip	11787-2505
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	13-505176 TC-68 *1237 LOT 19 MEADOW RD HEIGHTS
Legal Subdivision	MAP MEADOW ROAD HEIGHTS SECTION ONE
Legal Block	1
Legal Lot Number	41
Jurisdiction	SUFFOLK NY
Township / Civil Division	SMITHTOWN
Census Block Group	2
Census Block	2001
Census Tract	135104

Owner

Source: Suffolk County and Smithtown Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	31 RIDGE RD, SMITHTOWN, NY 11787-2505
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2023	Deed, Transfer
Sep 7, 2022	Deed, Transfer
Sep 10, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance TEACHERS FCU
Sep 10, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance TEACHERS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2002 · Amount on Record
Deed Sale	Jul 9, 2002 · Amount on Record
Deed Book / Page	12196 / 108
Last Transfer Date	Mar 9, 2023
Record Updated	Oct 29, 2026

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Jul 6, 2023
Property Address	31 RIDGE RD, SMITHTOWN, NY 11787-2505
Document Number	0132080557
Book / Page	13208 / 557
Instrument Date	Mar 9, 2023
Transaction Type	Transfer
Record Updated	Feb 27, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	31 RIDGE RD, SMITHTOWN, NY 11787-2505

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Sep 7, 2022
Property Address	31 RIDGE RD, SMITHTOWN, NY 11787-2505
Document Number	0131730186
Book / Page	13173 / 186
Instrument Date	Jun 7, 2022
Transaction Type	Transfer
Record Updated	Dec 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	31 RIDGE RD, SMITHTOWN, NY 11787-2505

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	31 RIDGE RD, SMITHTOWN, NY 11787-2505
Transaction Type	Mortgage
Record Updated	Oct 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0233230791
Date	Sep 10, 2021
Book Page	23323/791
Instrument	DM033989

Lender

Name	TEACHERS FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	31 RIDGE RD, SMITHTOWN, NY 11787-2505
Transaction Type	Mortgage
Record Updated	Oct 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0233230792
Date	Sep 10, 2021
Book Page	23323/792
Instrument	DM033990

Lender

Name	TEACHERS FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Smithtown Town
Unified School District	Smithtown Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$6,020 (-) Land $245 Building $5,775	$752,500 (+10,774.28%) Land $30,625 Building $721,875
2024	$13,228.00
2023		$6,020 (-) Land $245 Building $5,775	$6,920 (+12.65%) Land $282 Building $6,638
2022	Homeowner's exemption Senior Citizen's exemption	$6,020 Land $245 Building $5,775	$6,143 Land $250 Building $5,893

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1979–1980)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Apr 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMITHTOWN WATER DISTRICT serves 19,635 people · EPA ID NY5105656
Water Source	Purchased groundwater from SUFFOLK COUNTY WATER AUTHORITY
Last State Inspection	Dec 2025
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

May also be available: T-Mobile.

Nearby Properties on Ridge Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures