29 Ridge Rd, Smithtown, NY 11787 Property Records

Suffolk County and Smithtown Town property record for 29 Ridge Rd, Smithtown, NY 11787

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,589 sqft · built 1962
Lot Size	0.75 acres (32,670 sqft)
Owner	2 Individual Names on File
Last Sale	$595,000 (Jan 2020)
Tax Bill	$16,349 (2024)
Deeds & Mortgages	Jan 2022 Refinance Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`473489 71.-1-42`

Property Details

APN / Parcel Number

Primary APN	`473489 71.-1-42`
Alternative APNs	`0800-071.00-01.00-042.000` `348907100000010420000000` `47340017604` `S120220`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,589 sqft Living Area
1st Floor Area	1,589 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	32,670 sqft (0.75 acres)
View / Lot	Suburban
Garage Type	Basement
Shed	1 Shed
Shed Area	88 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	S120220
Street Address	29 RIDGE RD
City	SMITHTOWN
State	NY
Zip	11787-2505
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	13-505126 TC-68 *1237 LOT 17 MEADOW ROAD HEIGHTS
Legal Block	1
Legal Lot Number	42
Jurisdiction	SUFFOLK NY
Township / Civil Division	SMITHTOWN
Census Block Group	2
Census Block	2001
Census Tract	135104

Owner

29 Ridge Rd is owned and occupied by two individuals who bought it in January 2020.

Source: Suffolk County and Smithtown Town records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	29 RIDGE RD, SMITHTOWN, NY 11787-2505
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance CONTOUR MORTGAGE CORP
Jan 27, 2020	Grant Deed, Transfer · Conventional Mortgage PRIVATE INDIVIDUAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2020 · Amount on File
Deed Sale	Jan 27, 2020 · Amount on File
Prior Sale	Jun 14, 2002 · Amount on File
Deed Book / Page	13045 / 331
Prior Transfer Date	Mar 27, 1997
Prior Transfer Doc	1182000982
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	29 RIDGE RD, SMITHTOWN, NY 11787-2505
Transaction Type	Mortgage
Record Updated	Feb 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0233660370
Date	Jan 10, 2022
Book Page	23366/370
Instrument	DM057778

Lender

Name	CONTOUR MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	349 Months
Due	Feb 1, 2051

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUFFOLK NY
Recording Date	Jan 27, 2020
Property Address	29 RIDGE RD, SMITHTOWN, NY 11787-2505
Document Number	0130450331
Book / Page	013045 / 000331
Instrument Date	Nov 5, 2019
Transaction Type	Transfer
Record Updated	Mar 10, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,380.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4 WHITERPRUCE LN HAUPPAUGE NY 11788, HAUPPAUGE, NY 11788

Mortgage

Document Number	231000272
Date	Jan 27, 2020
Book Page	023100/000272

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party
Address	2838 LONG BEACH RD, OCEANSIDE, NY 11572-2258

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 26, 2050

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Smithtown Town
Unified School District	Smithtown Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$6,335 Land $245 Building $6,090	$791,875 Land $30,625 Building $761,250
2024	$16,349.00
2023		$6,335 Land $245 Building $6,090	$7,282 Land $282 Building $7,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 29 Ridge Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1979–1980)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Apr 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 29 Ridge Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMITHTOWN WATER DISTRICT serves 19,635 people · EPA ID NY5105656
Water Source	Purchased groundwater from SUFFOLK COUNTY WATER AUTHORITY
Last State Inspection	Dec 2025
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

May also be available: T-Mobile.

Nearby Properties on Ridge Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures