Madison County property record for 31 Richstone Cv, Jackson, TN 38305
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 2,501 sqft · built 2004 |
| Lot Size | 0.345 acres (15,048 sqft) |
| Owner | Individual Name on File |
| Last Sale | $399,700 (Jul 2024) |
| Tax Bill | $2,617 (2022) |
| Deeds & Mortgages | Apr 2023 Line of Credit Aug 2019 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 057044L F 06400 |
| Primary APN | 057044L F 06400 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,501 sqft Living Area |
| 1st Floor Area | 2,249 sqft |
| Upper Floors Area | 840 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 15,048 sqft (0.345 acres) |
| Lot Dimensions | 209 ft deep x 72 ft wide |
| Garage Type | Finished |
| Garage Area | 496 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 110 sqft |
| Deck Area | 192 sqft |
| Patio Area | 420 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 31 RICHSTONE CV |
|---|---|
| City | JACKSON |
| State | TN |
| Zip | 38305-1716 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 03, COUNTY AREA: D33 |
| Legal Subdivision | THE COLONIES AT RALEIGH PLACE |
| Legal Block | 1 |
| Legal Lot Number | 112 72 |
| Jurisdiction | MADISON TN |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 1604 |
31 Richstone Cv is owned and occupied by an individual who bought it in July 2024.
Source: Madison County records, as of January 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 31 RICHSTONE CV, JACKSON, TN 38305-1716 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 6, 2023 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Aug 9, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| May 3, 2018 | Warranty Deed, Transfer · Conventional Mortgage FRANKLIN AMERICAN MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 29, 2024 · Amount on File |
| Deed Sale | Jul 29, 2024 · Amount on File |
| Prior Sale | Aug 9, 2019 |
| Deed Document Number | 24007797 |
| Deed Book / Page | D785 / 997 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON TN |
| Property Address | 31 RICHSTONE CV, JACKSON, TN 38305-1716 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2023 |
| Name | Verified Name |
|---|---|
| Address | 31 RICHSTONE CV, JACKSON, TN 38305-1716 |
| Document Number | 0T2221/475 |
|---|---|
| Date | Apr 6, 2023 |
| Book Page | T2221/475 |
| Instrument | 23003338 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Apr 1, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MADISON TN |
| Recording Date | Aug 9, 2019 |
| Property Address | 31 RICHSTONE CV, JACKSON, TN 38305-1716 |
| Document Number | 0000009685 |
| Book / Page | 000753 / 000031 |
| Instrument Date | Aug 9, 2019 |
| Instrument | 9685 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 31 RICHSTONE CV JACKSON TN 383051716, JACKSON, TN 38305-1716 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON TN |
| Recording Date | May 3, 2018 |
| Property Address | 31 RICHSTONE CV, JACKSON, TN 38305-1716 |
| Document Number | 00D745/839 |
| Book / Page | D745 / 839 |
| Map Reference | MB 5 PG 156 |
| Instrument Date | Apr 30, 2018 |
| Instrument | 18004786 |
| Transaction Type | Transfer |
| Record Updated | Jun 17, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $919.45 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 31 RICHSTONE CV, JACKSON, TN 38305-1716 |
| Document Number | 0018004787 |
|---|---|
| Date | May 3, 2018 |
| Instrument | 18004787 |
| Name | FRANKLIN AMERICAN MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2048 |
Source: Madison County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Madison County |
| Municipality | Jackson City |
| Unified School District | Jackson-Madison County School System (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $75,075 Land $8,750 Building $66,325 | ||
| 2023 | $75,075 Land $8,750 Building $66,325 | ||
| 2022 | $2,617.00 | $300,300 Land $35,000 Building $265,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 31 Richstone Cv in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective August 3, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 30 policies |
| Nearby Flood Policies | 30 in force |
| Nearby Flood Claims | 10 (2010–2025) |
| Claims Outside the SFHA | 4 of 10 |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 31 Richstone Cv is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 96% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JACKSON WATER SYSTEM serves 91,111 people · EPA ID TN0000299 |
|---|---|
| Water Source | Groundwater |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| EPlus Broadband Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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