10 Richstone Cv, Jackson, TN 38305 Property Records

Madison County property record for 10 Richstone Cv, Jackson, TN 38305

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,334 sqft · built 1991
Lot Size0.608 acres (26,508 sqft)
OwnerIndividual Name on Record
Last Sale$340,000 (Jan 2026)
Tax Bill$2,578 (2022)
Deeds & MortgagesDec 2021 Mortgage
Jan 2026 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN057044L F 06700

Property Details

APN / Parcel Number

Primary APN057044L F 06700
Alternative APN
  • 044L F 06700

Interior

Full Baths3 Baths
Plumbing Fixtures7 Plumbing Fixtures
Stories2 Stories
Building Area2,334 sqft Living Area
1st Floor Area1,528 sqft
Upper Floors Area1,344 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 2002
Exterior MaterialBrick
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area26,508 sqft (0.608 acres)
Lot Dimensions141 ft deep x 188 ft wide
Garage TypeFinished
Garage Area624 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area640 sqft
PorchPorch
Porch Area87 sqft
Patio Area680 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address10 RICHSTONE CV
CityJACKSON
StateTN
Zip38305-1716
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 03, COUNTY AREA: D33
Legal SubdivisionTHE COLONIES AT RALEIGH PLACE
Legal Block1
Legal Lot Number115 188
JurisdictionMADISON TN
Township / Civil Division2
Census Block Group1
Census Block1044
Census Tract1604

Owner

Source: Madison County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address10 RICHSTONE CV, JACKSON, TN 38305-1716
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 20, 2021Deed of Trust, Mortgage · Conventional Mortgage
LEADERS CU
Jan 9, 2026Warranty Deed, Transfer · FHA Mortgage
LEADERS CU
Jan 10, 2020Deed of Trust, Mortgage · Line of Credit
LEADERS CU
Jan 10, 2020Deed of Trust, Mortgage · FHA Mortgage
LEADERS CU
May 25, 2018Warranty Deed, Transfer · FHA Mortgage
LEADERS CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 9, 2026 · Amount on Record
Deed SaleJan 9, 2026 · Amount on Record
Prior SaleMay 25, 2018 · Amount on Record
Deed Document Number26000346
Deed Book / PageD794 / 1950
Record UpdatedJun 8, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON TN
Property Address10 RICHSTONE CV, JACKSON, TN 38305-1716
Transaction TypeMortgage
Record UpdatedFeb 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberT2182/1159
DateDec 20, 2021
Book PageT2182/1159
Instrument21018140
Lender
NameLEADERS CU
TypeCredit Union
AddressJACKSON, TN 38305
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

January 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON TN
Recording DateJan 9, 2026
Property Address10 RICHSTONE CV, JACKSON, TN 38305-1716
Document Number0D794/1950
Book / PageD794 / 1950
Map ReferenceMB 5 PG 156-156A
Instrument DateJan 8, 2026
Instrument26000346
Transaction TypeTransfer
Record UpdatedFeb 3, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,258.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 RICHSTONE CV, JACKSON, TN 38305-1716

Mortgage

Document Number0026000347
DateJan 9, 2026
Instrument26000347
Lender
NameLEADERS CU
TypeCredit Union
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2056

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON TN
Property Address10 RICHSTONE CV, JACKSON, TN 38305-1716
Document Number0000002494
Instrument DateJan 10, 2020
Transaction TypeMortgage
Record UpdatedMar 17, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 RICHSTONE CV JACKSON TN 383051716, JACKSON, TN 38305-1716

Mortgage

Document Number0000002494
DateFeb 28, 2020
Book Page0T2116/000644
Instrument2494
Lender
NameLEADERS CU
TypeCredit Union
AddressJACKSON, TN 38305
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON TN
Property Address10 RICHSTONE CV, JACKSON, TN 38305-1716
Document Number0000000586
Instrument DateJan 10, 2020
Transaction TypeMortgage
Record UpdatedFeb 3, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address10 RICHSTONE CV JACKSON TN 383051716, JACKSON, TN 38305-1716

Mortgage

Document Number0000000586
DateJan 15, 2020
Book Page0T2113/000395
Instrument586
Lender
NameLEADERS CU
TypeCredit Union
AddressJACKSON, TN 38305
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 14, 2050

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON TN
Recording DateMay 25, 2018
Property Address10 RICHSTONE CV, JACKSON, TN 38305-1716
Document Number0000005783
Book / Page00D745 / 001733
Instrument DateMay 25, 2018
Instrument5783
Transaction TypeTransfer
Record UpdatedJun 8, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$795.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address10 RICHSTONE CV JACKSON TN 383051716, JACKSON, TN 38305-1716

Mortgage

Document Number5784
DateMay 25, 2018
Book Page0T2071/000371
Instrument5784
Lender
NameLEADERS CU
TypeCredit Union
AddressJACKSON, TN 38305
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 24, 2048

Tax Assessment & Valuation

Source: Madison County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyMadison County
MunicipalityJackson City
Unified School DistrictJackson-Madison County School System (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$73,975 (-) Land $8,750 Building $65,225
2024$73,975 (-) Land $8,750 Building $65,225
2023$73,975 Land $8,750 Building $65,225
2022$2,578.00$295,900 Land $35,000 Building $260,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 3, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 30 policies
Nearby Flood Policies30 in force
Nearby Flood Claims10 (2010–2025)
Claims Outside the SFHA4 of 10
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 96% of Tennessee
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJACKSON WATER SYSTEM
serves 91,111 people · EPA ID TN0000299
Water SourceGroundwater
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
EPlus Broadband
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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