31 Rand St, Lynn, MA 01904 Property Records

Essex County and Lynn City property record for 31 Rand St, Lynn, MA 01904

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,374 sqft · built 1910
Lot Size	0.068 acres (2,975 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (Nov 2018)
Tax Bill	$5,139 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`B:071 L:248 S:027`

Property Details

APN / Parcel Number

Primary APN	`B:071 L:248 S:027`
Alternative APN	`LYNN M:071 B:248 L:027`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,374 sqft Living Area
Gross Area	2,343 sqft
Basement Area	687 sqft
Unfinished Basement	687 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1965
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,975 sqft (0.068 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	31 RAND ST
City	LYNN
State	MA
Zip	01904-2913
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Block	248
Legal Lot Number	27
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	4
Census Block	4003
Census Tract	205200

Owner

Source: Essex County and Lynn City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	31 RAND ST, LYNN, MA 01904-2913
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2021	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE INC
Nov 30, 2018	Quit Claim Deed, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2018 · Amount on Record
Deed Sale	Nov 30, 2018 · Amount on Record
Prior Sale	May 18, 2010 · Amount on Record
Deed Book / Page	37189 / 12
Transfer Doc	0037189-12
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	31 RAND ST, LYNN, MA 01904-2913
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039434-69
Date	Jan 20, 2021
Book Page	39434/69
Instrument	20210120006290

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Nov 30, 2018
Property Address	31 RAND ST, LYNN, MA 01904-2913
Document Number	37189-12
Book / Page	37189 / 12
Instrument	181130006780
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$38.59
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	371890014
Date	Nov 30, 2018
Instrument	37189/0014

Lender

Name	HOMEBRIDGE FINANCIAL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 30, 2048

Tax Assessment & Valuation

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,139.00 (+2.78%)	$496,000 (+4.47%) Land $182,600 Building $313,400	$499,035
2024	$5,000.00 (+4.73%)	$474,800 (+10.88%) Land $178,500 Building $296,300
2023	$4,774.00	$428,200 Land $167,800 Building $260,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 992 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Starry.

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