25 Rand St, Lynn, MA 01904 Property Records

Essex County and Lynn City property record for 25 Rand St, Lynn, MA 01904

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,104 sqft · built 1830
Lot Size	0.115 acres (5,031 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Aug 2004)
Tax Bill	$4,684 (2025)
Deeds & Mortgages	Sep 2020 Refinance Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`B:071 L:248 S:025`

Property Details

APN / Parcel Number

Primary APN	`B:071 L:248 S:025`
Alternative APN	`LYNN M:071 B:248 L:025`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,104 sqft Living Area
Gross Area	2,166 sqft
Basement Area	845 sqft
Unfinished Basement	845 sqft

Exterior

Year Built	Built 1830
Effective Year Built	Effective 1963
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,031 sqft (0.115 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	25 RAND ST
City	LYNN
State	MA
Zip	01904-2913
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Block	248
Legal Lot Number	25
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	4
Census Block	4003
Census Tract	205200

Owner

25 Rand St is owned and occupied by two individuals who bought it in August 2004.

Source: Essex County and Lynn City records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	25 RAND ST, LYNN, MA 01904-2913
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Nov 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Oct 29, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUAD CTY BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2004 · Amount on File
Deed Sale	Aug 20, 2004 · Amount on File
Deed Book / Page	23282 / 538
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	25 RAND ST, LYNN, MA 01904-2913
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38989-1
Date	Sep 28, 2020
Book Page	38989/1
Instrument	20200928005210

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	325 Months
Due	Oct 1, 2047

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	25 RAND ST, LYNN, MA 01904-2913
Document Number	38024-187
Instrument Date	Nov 5, 2019
Transaction Type	Mortgage
Record Updated	Dec 5, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	25 RAND ST LYNN MA 019042913, LYNN, MA 01904-2913

Mortgage

Document Number	38024-187
Date	Nov 14, 2019
Book Page	038024/000187
Instrument	1114000880

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 13, 2049

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	25 RAND ST, LYNN, MA 01904-2913
Document Number	37131-307
Instrument Date	Oct 29, 2018
Transaction Type	Mortgage
Record Updated	Nov 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	25 RAND ST LYNN MA 019042913, LYNN, MA 01904-2913

Mortgage

Document Number	37131-307
Date	Nov 5, 2018
Book Page	037131/000307
Instrument	5001990

Lender

Name	QUAD CTY BK&TR
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 4, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 25 Rand St was $4,684, up 2.7% from the year before.

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,684.00 (+2.7%)	$452,100 (+4.39%) Land $194,000 Building $258,100	$434,530
2024	$4,561.00 (+4.71%)	$433,100 (+10.85%) Land $189,600 Building $243,500
2023	$4,356.00	$390,700 Land $178,200 Building $212,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 25 Rand St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 25 Rand St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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