Monroe County property record for 31 Rainbow Dr, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,181 sqft · built 1996 |
| Lot Size | 0.377 acres (16,455 sqft) |
| Owner | Individual Name on File |
| Last Sale | $100 (Jul 1998) |
| Tax Bill | $2,054 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | 00564350-000000 |
| Primary APN | 00564350-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 2,181 sqft Living Area |
| 1st Floor Area | 2,180 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1996 |
|---|---|
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Pile |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 16,455 sqft (0.377 acres) |
| Lot Dimensions | 100 ft deep x 75 ft wide |
| Garage Area | 546 sqft |
| Porch | Open Porch |
| Porch Area | 1,048 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 1691071 |
|---|---|
| Old Parcel Number | 29604000564350000000 |
| Street Address | 31 RAINBOW DR |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-3207 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1ST ADDN TO KNOWLSON COLONY KEY LARGO PB3-110 LOTS 1-2 BK 1 OR585-668 OR585-670 OR594-287 OR596-430 OR832-2237 OR832-2238 |
| Legal Range | 40E |
| Legal Township | 60S |
| Legal Section | 29 |
| Legal Subdivision | KNOWLSON COLONY 1ST ADD |
| Legal Block | 1 |
| Legal Lot Number | 1-2 2 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 3 |
| Census Block | 3061 |
| Census Tract | 972700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
31 Rainbow Dr is owned and occupied by an individual who bought it in July 1998.
Source: Monroe County records, as of December 5, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 372502, KEY LARGO, FL 33037-7502 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 21, 1998 · Amount on File |
| Deed Sale | Jul 21, 1998 · Amount on File |
| Deed Document Number | 0152701646 |
| Record Updated | Jun 8, 2026 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $243,784 | $745,344 Land $409,268 Building $336,076 | |
| 2024 | $2,054.00 (+7.09%) | ||
| 2023 | $1,918.00 (+4.13%) Senior Citizen's exemption | $230,014 (+3%) | $762,251 (+13.88%) Land $443,493 Building $318,758 |
| 2022 | $1,842.00 Senior Citizen's exemption | $223,315 | $669,338 Land $348,793 Building $320,545 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 31 Rainbow Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 838 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 1,585 units insured incl. 747 condo units |
| Nearby Flood Claims | 78 (2005–2023) |
| Claims Outside the SFHA | 1 of 78 |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
| Claims by Event |
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Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 31 Rainbow Dr is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 72% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
5G (outdoors only) and 4G LTE
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