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18 Rainbow Dr, Key Largo, FL 33037 Property Records

Monroe County property record for 18 Rainbow Dr, Key Largo, FL 33037

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,577 sqft · built 1961
Lot Size0.179 acres (7,800 sqft)
Owner2 Individual Names on File
Last Sale$68,000 (Dec 1987)
Tax Bill$1,510 (2024)
Deeds & MortgagesOct 2025 Transfer
Flood ZoneZone AE (high risk)
APN00564590-000000

Property Details

APN / Parcel Number

Primary APN00564590-000000
Alternative APNs
  • 29604000564590000000
  • 1691313

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,577 sqft Living Area
1st Floor Area1,577 sqft
FlooringConcrete/Cement
Interior WallsPlywood

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1990
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area7,800 sqft (0.179 acres)
Lot Dimensions78 ft deep x 100 ft wide
Garage TypeDetached
Garage Area240 sqft

Exterior Amenities

PorchFlorida Room
Porch Area600 sqft
Deck Area48 sqft
Patio Area336 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C

Location & Zoning

Account Number1691313
Street Address18 RAINBOW DR
CityKEY LARGO
StateFL
Zip33037-3208
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeIS
Legal DescriptionBK 2 LT 9 1ST ADDN TO KNOWLSON COLONY KEY LARGO PB3-110 OR496-1041 OR775-1729 OR891-2339 OR1037-2126
Legal Range40E
Legal Township60S
Legal Section29
Legal SubdivisionKNOWLSON COLONY 1ST ADD
Legal Block2
Legal Lot Number9
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group3
Census Block3062
Census Tract972700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin John Pennekamp Coral Reef State Park and Reserve
listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

18 Rainbow Dr is owned and occupied by two individuals who acquired it in October 2025.

Source: Monroe County records, as of March 6, 2026

Owner of Record2 Individual Names on File
Mailing Address18 RAINBOW DR, KEY LARGO, FL 33037-3208
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 1, 1987 · Amount on File
Deed SaleDec 1, 1987 · Amount on File
Prior SaleSep 1, 1983 · Amount on File
Deed Book / Page1037 / 2126
Last Transfer DateOct 17, 2025
Transfer Doc0033500548
Record UpdatedJun 8, 2026

October 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONROE FL
Recording DateOct 21, 2025
Property Address18 RAINBOW DR, KEY LARGO, FL 33037-3208
Document Number0033500548
Book / Page3350 / 548
Map ReferenceMB 3 PG 110
Instrument DateOct 17, 2025
Instrument2519434
Transaction TypeTransfer
Record UpdatedNov 12, 2025
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address18 RAINBOW DR, KEY LARGO, FL 33037-3208

Transferred To (Grantee/Buyer)

NameVerified Name
Address18 RAINBOW DR, KEY LARGO, FL 33037-3208

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$93,672 (+2.9%)$483,216 (+1.05%) Land $310,206 Building $173,010
2024$1,510.00 (+6.86%) Homeowner's exemption$91,033 (+3%)$478,195 (-5.47%) Land $310,206 Building $167,989
2023$1,413.00 (+2.02%) Homeowner's exemption$88,382 (+3%)$505,842 (+16.85%) Land $348,036 Building $157,806
2022$1,385.00 Homeowner's exemption$85,808$432,909 Land $272,376 Building $160,533

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18 Rainbow Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 838 individual policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies1,585 units insured
incl. 747 condo units
Nearby Flood Claims78 (2005–2023)
Claims Outside the SFHA1 of 78
Most Recent ClaimNov 2023 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 73 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18 Rainbow Dr is moderate, ranking above 58% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 58% of the US · lower than 68% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Rainbow Dr

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