Flagler County property record for 31 Pine Cedar Dr, Palm Coast, FL 32164
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,806 sqft · built 2025 |
| Lot Size | 0.243 acres (10,585 sqft) |
| Owner | Company Name on Record |
| Last Sale | $65,000 (Jun 2024) |
| Tax Bill | $963 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage May 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7026-00230-0140 |
| Primary APN | 07-11-31-7026-00230-0140 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,806 sqft Living Area |
| 1st Floor Area | 1,806 sqft |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Exterior Material | Concrete Stucco |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,585 sqft (0.243 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 31 PINE CEDAR DR |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32164-7047 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SECTION 26 BL 23 LOT 14 OR 542 PG 268 OR 2006/1906 OR 2275/1566 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 23 |
| Legal Lot Number | 14 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 60213 |
Source: Flagler County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 2293 W EAU GALLIE BLVD, MELBOURNE, FL 32935-3184 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jun 18, 2020 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| May 1, 2018 | Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 28, 2024 · Amount on Record |
| Deed Sale | Jun 28, 2024 · Amount on Record |
| Prior Sale | May 1, 2018 · Amount on Record |
| Deed Document Number | 202427148 |
| Deed Book / Page | 2880 / 1372 |
| Prior Transfer Date | Apr 20, 2018 |
| Prior Transfer Doc | 0022751566 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 31 PINE CEDAR DR, PALM COAST, FL 32164-7047 |
| Document Number | 0024541280 |
| Instrument Date | Jun 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 32 PINE COTTAGE LN PALM COAST FL 321647041, PALM COAST, FL 32164-7041 |
| Document Number | 0024541280 |
|---|---|
| Date | Jul 1, 2020 |
| Book Page | 002454/001280 |
| Instrument | 24707 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Jun 30, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | May 1, 2018 |
| Property Address | 31 PINE CEDAR DR, PALM COAST, FL 32164-7047 |
| Document Number | 0022751566 |
| Book / Page | 002275 / 001566 |
| Instrument Date | Apr 20, 2018 |
| Instrument | 15774 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2018 |
| Title Company | FLAGLER COUNTY ABSTRACT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,295.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 20 ROLLING SANDS DR PALM COAST FL 321646980, PALM COAST, FL 32164-6980 |
| Document Number | 22751567 |
|---|---|
| Date | May 1, 2018 |
| Book Page | 002275/001567 |
| Instrument | 15775 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 30, 2048 |
Source: Flagler County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $963.00 (+86.27%) | $53,000 (+26.19%) Land $53,000 | $53,000 (+26.19%) Land $53,000 |
| 2024 | $517.00 (+6.38%) | ||
| 2023 | $486.00 | $42,000 (-4.55%) Land $42,000 | $42,000 (-4.55%) Land $42,000 |
| 2022 | $486.00 | $44,000 Land $44,000 | $44,000 Land $44,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 75 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 75 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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