Flagler County property record for 29 Pine Cedar Dr, Palm Coast, FL 32164
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,282 sqft · built 2020 |
| Lot Size | 0.264 acres (11,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $230,990 (Oct 2020) |
| Tax Bill | $2,944 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage Oct 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7026-00230-0130 |
| Primary APN | 07-11-31-7026-00230-0130 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,282 sqft Heated Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Stucco |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,500 sqft (0.264 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 29 PINE CEDAR DR |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32164-7047 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SECTION 26 BLOCK 00023 LOT 0013 SUBDIVISION COMPLETION YEAR 1980 OR 495 PG 770 OR 2327/388 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 23 |
| Legal Lot Number | 13 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 60213 |
29 Pine Cedar Dr is owned and occupied by an individual who bought it in October 2020.
Source: Flagler County records, as of December 22, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 29 PINE CEDAR DR, PALM COAST, FL 32164-7047 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 16, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Oct 20, 2020 | Special Warranty Deed, Transfer · FHA Mortgage INSPIRE HOME LOANS INC |
| Dec 28, 2018 | Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 20, 2020 · Amount on File |
| Deed Sale | Oct 20, 2020 · Amount on File |
| Prior Sale | Dec 28, 2018 · Amount on File |
| Deed Document Number | 2020042510 |
| Deed Book / Page | 2487 / 517 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 29 PINE CEDAR DR, PALM COAST, FL 32164-7047 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2022 |
| Title Company | WATSON TITLE SERVICES |
| Name | Verified Name |
|---|---|
| Address | 29 PINE CEDAR DR, PALM COAST, FL 32164-7047 |
| Document Number | 0027140652 |
|---|---|
| Date | Aug 16, 2022 |
| Book Page | 2714/652 |
| Instrument | 2022041329 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Oct 20, 2020 |
| Property Address | 29 PINE CEDAR DR, PALM COAST, FL 32164-7047 |
| Document Number | 0024870517 |
| Book / Page | 2487 / 517 |
| Map Reference | MB 9 PG 25 |
| Instrument Date | Oct 16, 2020 |
| Instrument | 2020042510 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2022 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,617.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3091 GOVERNORS LAKE DR # DR300, 3091, PEACHTREE CORNERS, GA 30071-1143 |
| Name | Verified Name |
|---|---|
| Address | 29 PINE CEDAR DR, PALM COAST, FL 32164-7047 |
| Document Number | 0002487519 |
|---|---|
| Date | Oct 20, 2020 |
| Instrument | 2487/519 |
| Name | INSPIRE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Dec 28, 2018 |
| Property Address | 29 PINE CEDAR DR, PALM COAST, FL 32164-7047 |
| Document Number | 0023270388 |
| Book / Page | 002327 / 000388 |
| Instrument Date | Dec 27, 2018 |
| Instrument | 48092 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount on Record |
|---|---|
| Tax | $136.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3300 BATTLEGROUND AVE #220 GREENSBORO NC 274102490, 220, GREENSBORO, NC 27410-2490 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 29 Pine Cedar Dr was $2,944 with a homeowner's exemption.
Source: Flagler County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,944.00 Homeowner's exemption | $205,146 | $289,489 Land $53,000 Building $236,489 |
| 2023 | $2,794.00 (+1.12%) Homeowner's exemption | $193,558 (+3%) | $291,304 (+1.87%) Land $42,000 Building $249,304 |
| 2022 | $2,763.00 Homeowner's exemption | $187,921 | $285,952 Land $44,000 Building $241,952 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 29 Pine Cedar Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 75 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 75 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 29 Pine Cedar Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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