31 Oak St, Dumont, NJ 07628 Property Records

Bergen County and Dumont Borough property record for 31 Oak St, Dumont, NJ 07628

Property Summary

Property TypeSingle Family Home
Details1,512 sqft · built 1954
Lot Size0.115 acres (5,001 sqft)
OwnerIndividual Name on Record
Last Sale$450,000 (Jun 2021)
Tax Bill$10,832 (2025)
Deeds & MortgagesJun 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN10-00816-0000-00001

Property Details

APN / Parcel Number

Primary APN10-00816-0000-00001
Alternative APNs
  • 100081600001
  • 118900

Interior

Building Area1,512 sqft Living Area

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Lot Area5,001 sqft (0.115 acres)
Lot Dimensions100 ft deep x 50 ft wide

Location & Zoning

Account Number118900
Street Address31 OAK ST
CityDUMONT
StateNJ
Zip07628-2219
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal Description50X100
Legal SubdivisionDUMONT PARK
Legal Block816
Legal Lot Number1
JurisdictionBERGEN NJ
Township / Civil DivisionDUMONT
Census Block Group5
Census Block5003
Census Tract10300

Owner

Source: Bergen County and Dumont Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address31 OAK ST, DUMONT, NJ 07628-2219
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 15, 2021 · Amount on Record
Deed SaleJun 15, 2021 · Amount on Record
Deed Document Number202195310
Deed Book / Page4211 / 1769
Record UpdatedSep 20, 2026

June 2021: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateJun 15, 2021
Property Address31 OAK ST, DUMONT, NJ 07628-2219
Document Number0042111769
Book / Page4211 / 1769
Instrument DateApr 29, 2021
Instrument2021095310
Transaction TypeTransfer
Record UpdatedAug 26, 2021
Title CompanyREALSAFE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,695.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address75 ONEIDA AVE, 75, DUMONT, NJ 07628-2111

Transferred To (Grantee/Buyer)

NameVerified Name
Address31 OAK ST, DUMONT, NJ 07628-2219

Mortgage

Document Number2021095311
DateJun 15, 2021
Instrument2021095311
Lender
NameNEW JERSEY LENDERS CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueMay 1, 2051

Tax Assessment & Valuation

Source: Bergen County and Dumont Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityDumont Borough
Unified School DistrictDumont Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$497,500 (+7.47%) Land $305,000 Building $192,500$497,500 (+7.47%) Land $305,000 Building $192,500
2025$10,832.00 (-1.63%)$462,900 (+70.87%) Land $280,000 Building $182,900$462,900 (+70.87%) Land $280,000 Building $182,900
2024$11,012.00 (+4.69%)
2023$270,900 Land $150,000 Building $120,900$270,900 Land $150,000 Building $120,900
2022$10,519.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1981–1983)
Most Recent ClaimApr 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW JERSEY HACKENSACK
private · serves 792,713 people · EPA ID NJ0238001
Water SourceSurface water
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
Jan 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 828 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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