23 Oak St, Dumont, NJ 07628 Property Records

Bergen County and Dumont Borough property record for 23 Oak St, Dumont, NJ 07628

Property Summary

Property TypeSingle Family Home
Details1,510 sqft · built 1949
Lot Size0.126 acres (5,502 sqft)
OwnerIndividual Name on Record
Last Sale$350,000 (May 2007)
Tax Bill$12,131 (2025)
Deeds & MortgagesJan 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN10-00816-0000-00011

Property Details

APN / Parcel Number

Primary APN10-00816-0000-00011
Alternative APNs
  • 100081600011
  • 119100

Interior

Building Area1,510 sqft Living Area

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1949
Lot Area5,502 sqft (0.126 acres)
Lot Dimensions100 ft deep x 55 ft wide

Location & Zoning

Account Number119100
Street Address23 OAK ST
CityDUMONT
StateNJ
Zip07628-2219
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal Description55X100
Legal SubdivisionDUMONT PARK 7TH MAP
Legal Block816
Legal Lot Number11
JurisdictionBERGEN NJ
Township / Civil DivisionDUMONT
Census Block Group5
Census Block5003
Census Tract10300

Owner

Source: Bergen County and Dumont Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address23 OAK ST, DUMONT, NJ 07628-2219
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 31, 2007 · Amount on Record
Deed SaleMay 31, 2007 · Amount on Record
Deed Document Number200761768
Deed Book / Page9325 / 29
Prior Transfer DateMar 23, 2000
Prior Transfer Doc0000058638
Record UpdatedOct 29, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address23 OAK ST, DUMONT, NJ 07628-2219
Transaction TypeMortgage
Record UpdatedFeb 15, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0034681404
DateJan 22, 2020
Book Page3468/1404
Instrument20-005704
Lender
NameFIRST HOME BANK
TypeBank
AddressSEMINOLE, FL 33772
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueDec 1, 2049

Tax Assessment & Valuation

Source: Bergen County and Dumont Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityDumont Borough
Unified School DistrictDumont Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$556,100 (+7.27%) Land $311,500 Building $244,600$556,100 (+7.27%) Land $311,500 Building $244,600
2025$12,131.00 (+10.08%)$518,400 (+91.22%) Land $286,000 Building $232,400$518,400 (+91.22%) Land $286,000 Building $232,400
2024$11,020.00 (+4.69%)
2023$271,100 Land $155,000 Building $116,100$271,100 Land $155,000 Building $116,100
2022$10,526.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1981–1983)
Most Recent ClaimApr 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW JERSEY HACKENSACK
private · serves 792,713 people · EPA ID NJ0238001
Water SourceSurface water
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
Jan 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 828 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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