Pinellas County property record for 31 Oak Ave, Palm Harbor, FL 34684
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,626 sqft · built 1977 |
| Lot Size | 0.14 acres (6,111 sqft) |
| Owner | Individual Name on File |
| Last Sale | $249,000 (Aug 2016) |
| Tax Bill | $4,037 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage May 2019 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | C62-000-757-5370-7 |
| Primary APN | C62-000-757-5370-7 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,626 sqft Living Area |
| Gross Area | 2,752 sqft |
| 1st Floor Area | 745 sqft |
| Upper Floors Area | 881 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Custom Design |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 6,111 sqft (0.14 acres) |
| Lot Dimensions | 110 ft deep x 65 ft wide |
| View / Lot | Canal/Waterfront |
| Garage Type | Attached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 315 sqft |
| Deck Area | 400 sqft |
| Patio Area | 176 sqft |
| Loading Dock | 120 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R322219 |
|---|---|
| Street Address | 31 OAK AVE |
| City | PALM HARBOR |
| State | FL |
| Zip | 34684-1225 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | LAKE SHORES ESTS 6TH ADD LOT 31 |
| Legal Range | 16E |
| Legal Township | 27S |
| Legal Section | 30 |
| Legal Subdivision | LAKE SHORES ESTS 6TH ADD |
| Legal Tract | 48584 |
| Legal Lot Number | 31 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 27204 |
31 Oak Ave is owned and occupied by an individual who acquired it in May 2019.
Source: Pinellas County records, as of September 10, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 31 OAK AVE, PALM HARBOR, FL 34684-1225 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 7, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| May 6, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 30, 2016 · Amount on File |
| Deed Sale | Aug 30, 2016 · Amount on File |
| Prior Sale | Jun 22, 2005 · Amount on File |
| Deed Document Number | 2016267082 |
| Deed Book / Page | 19323 / 389 |
| Last Transfer Date | May 4, 2019 |
| Transfer Doc | 0205280187 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 31 OAK AVE, PALM HARBOR, FL 34684-1225 |
| Document Number | 0209611384 |
| Instrument Date | Apr 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 31 OAK AVE PALM HARBOR FL 346841225, PALM HARBOR, FL 34684-1225 |
| Document Number | 0209611384 |
|---|---|
| Date | Apr 13, 2020 |
| Book Page | 020961/001384 |
| Instrument | 120590 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Apr 12, 2045 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | May 6, 2019 |
| Property Address | 31 OAK AVE, PALM HARBOR, FL 34684-1225 |
| Document Number | 0205280187 |
| Book / Page | 020528 / 000187 |
| Instrument Date | May 4, 2019 |
| Instrument | 142145 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 31 OAK AVE PALM HARBOR FL 346841225, PALM HARBOR, FL 34684-1225 |
The 2025 property tax bill for 31 Oak Ave was $4,037 with a homeowner's exemption, up 5.9% from the year before.
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,037.00 (+5.93%) Homeowner's exemption | $256,570 | $397,167 Land $155,483 Building $241,684 |
| 2024 | $3,811.00 (+1.74%) | ||
| 2023 | $3,746.00 (+3%) Homeowner's exemption | $242,077 (+3%) | $362,474 (+9.93%) Land $195,545 Building $166,929 |
| 2022 | $3,637.00 Homeowner's exemption | $235,026 | $329,727 Land $193,800 Building $135,927 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 31 Oak Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 6.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 119 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 119 in force |
| Nearby Flood Claims | 9 (1993–2024) |
| Claims Outside the SFHA | 7 of 9 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 31 Oak Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 677 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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