28 Oak Ave, Palm Harbor, FL 34684 Property Records

Pinellas County property record for 28 Oak Ave, Palm Harbor, FL 34684

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,034 sqft · built 1974
Lot Size0.138 acres (6,024 sqft)
OwnerTrust Name on File
Tax Bill$5,373 (2025)
Deeds & MortgagesJan 2020 Sale
Flood ZoneZone AE (high risk)
APNC62-000-757-5367-3

Property Details

APN / Parcel Number

Primary APNC62-000-757-5367-3
Alternative APNs
  • 30-27-16-48584-000-0280
  • 162730485840000280
  • R322216

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,034 sqft Heated Area
1st Floor Area1,034 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1987
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area6,024 sqft (0.138 acres)
Lot Dimensions100 ft deep x 60 ft wide
Garage TypeMixed
Garage Area312 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchPorch
Porch Area427 sqft
Deck Area420 sqft
Patio Area420 sqft
Boat LiftBoat Lift

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR322216
Old Parcel Number162730485840000280
Street Address28 OAK AVE
CityPALM HARBOR
StateFL
Zip34684-1225
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKE SHORES ESTS 6TH ADD LOT 28
Legal Range16
Legal Township27
Legal Section30
Legal SubdivisionLAKE SHORES ESTS 6TH ADD
Legal Lot Number28
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group3
Census Block3014
Census Tract27204

Owner

28 Oak Ave is held in a trust since January 2020.

Source: Pinellas County records, as of December 26, 2025

Owner of RecordTrust Name on File
Mailing Address31115 US HIGHWAY 19 N, PALM HARBOR, FL 34684-4438
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 3, 2020
Deed SaleJan 3, 2020
Prior SaleSep 27, 2000 · Amount on File
Deed Document Number2020002615
Deed Book / Page20832 / 1956
Record UpdatedJun 8, 2026

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateJan 3, 2020
Property Address28 OAK AVE, PALM HARBOR, FL 34684-1225
Document Number0208321956
Book / Page020832 / 001956
Instrument DateNov 20, 2019
Instrument2615
Transaction TypeTransfer
Record UpdatedJan 20, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCorporate Trust
Address31109 US HIGHWAY 19 N PALM HARBOR FL 346844438, PALM HARBOR, FL 34684-4438

Tax Assessment & Valuation

The 2025 property tax bill for 28 Oak Ave was $5,373.

Source: Pinellas County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,373.00$288,828$288,828 Land $145,804 Building $143,024
2023$4,809.00 (+8.02%)$268,229 (+6.66%)$268,229 (+6.66%) Land $174,599 Building $93,630
2022$4,452.00$251,487$251,487 Land $174,404 Building $77,083

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28 Oak Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation6.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 119 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies119 in force
Nearby Flood Claims9 (1993–2024)
Claims Outside the SFHA7 of 9
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 2 claims
  • Tropical Storm Debby, Jun 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 28 Oak Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 677 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on Oak Ave

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