Pinellas County property record for 28 Oak Ave, Palm Harbor, FL 34684
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,034 sqft · built 1974 |
| Lot Size | 0.138 acres (6,024 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $5,373 (2025) |
| Deeds & Mortgages | Jan 2020 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | C62-000-757-5367-3 |
| Primary APN | C62-000-757-5367-3 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,034 sqft Heated Area |
| 1st Floor Area | 1,034 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,024 sqft (0.138 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| Garage Type | Mixed |
| Garage Area | 312 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
|---|---|
| Porch Area | 427 sqft |
| Deck Area | 420 sqft |
| Patio Area | 420 sqft |
| Boat Lift | Boat Lift |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R322216 |
|---|---|
| Old Parcel Number | 162730485840000280 |
| Street Address | 28 OAK AVE |
| City | PALM HARBOR |
| State | FL |
| Zip | 34684-1225 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKE SHORES ESTS 6TH ADD LOT 28 |
| Legal Range | 16 |
| Legal Township | 27 |
| Legal Section | 30 |
| Legal Subdivision | LAKE SHORES ESTS 6TH ADD |
| Legal Lot Number | 28 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 27204 |
28 Oak Ave is held in a trust since January 2020.
Source: Pinellas County records, as of December 26, 2025
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 31115 US HIGHWAY 19 N, PALM HARBOR, FL 34684-4438 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 3, 2020 |
| Deed Sale | Jan 3, 2020 |
| Prior Sale | Sep 27, 2000 · Amount on File |
| Deed Document Number | 2020002615 |
| Deed Book / Page | 20832 / 1956 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Jan 3, 2020 |
| Property Address | 28 OAK AVE, PALM HARBOR, FL 34684-1225 |
| Document Number | 0208321956 |
| Book / Page | 020832 / 001956 |
| Instrument Date | Nov 20, 2019 |
| Instrument | 2615 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Address | 31109 US HIGHWAY 19 N PALM HARBOR FL 346844438, PALM HARBOR, FL 34684-4438 |
The 2025 property tax bill for 28 Oak Ave was $5,373.
Source: Pinellas County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,373.00 | $288,828 | $288,828 Land $145,804 Building $143,024 |
| 2023 | $4,809.00 (+8.02%) | $268,229 (+6.66%) | $268,229 (+6.66%) Land $174,599 Building $93,630 |
| 2022 | $4,452.00 | $251,487 | $251,487 Land $174,404 Building $77,083 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 28 Oak Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 6.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 119 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 119 in force |
| Nearby Flood Claims | 9 (1993–2024) |
| Claims Outside the SFHA | 7 of 9 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 28 Oak Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 677 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures