31 N St Andrews Dr, Ormond Beach, FL 32174 Property Records

Volusia County property record for 31 N St Andrews Dr, Ormond Beach, FL 32174 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,829 sqft · built 1969
Lot Size0.341 acres (14,840 sqft)
Owner2 Trust Names on File
Last Sale$465,000 (Oct 2022)
Tax Bill$6,018 (2025)
Deeds & MortgagesOct 2022 Sale & Mortgage
Mar 2022 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN3242-10-12-0070

Property Details

APN / Parcel Number

Primary APN3242-10-12-0070
Alternative APNs
  • 32134210120070
  • 42133210120070
  • 3001044.0
  • 3001044

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,829 sqft Living Area
Gross Area2,379 sqft
1st Floor Area1,829 sqft
FlooringCombination, Other
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 2022
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialAsphalt
Lot Area14,840 sqft (0.341 acres)
Lot Dimensions140 ft deep x 106 ft wide
Garage TypeAttached
Garage Area550 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area406 sqft
PorchUnfinished Open Porch
Porch Area610 sqft
Patio Area434 sqft
Shed1 Shed
Shed Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number3001044
Street Address31 N ST ANDREWS DR
CityORMOND BEACH
StateFL
Zip32174-3838
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 7 BLK 12 TOMOKA OAKS COUNTRY CLUB ESTATES UNIT 1 MB 25 PGS 58-59 INC PER OR 4442 PG 0757 PER OR 6833 PG 0375 PER OR 7221 PGS 0048-0049 PER OR 8085 PG 0881 PER OR 8320 PG 3703
Legal Range32E
Legal Township13S
Legal Section42
Legal SubdivisionTOMOKA OAKS COUNTRY CLUB ESTATE
Legal Tract10
Legal Block12
Legal Lot Number7
Legal Unit1
JurisdictionVOLUSIA FL
Township / Civil DivisionORMOND BEACH
Census Block Group3
Census Block3002
Census Tract80807

Owner

Source: Volusia County records · APN 3242-10-12-0070

Assessment roll updated March 16, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on File
Mailing Address31 N ST ANDREWS DR, ORMOND BEACH, FL 32174-3838
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Oct 11, 2022Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Mar 03, 2022Deed of Trust, Mortgage · Line of Credit
HOMEBRIDGE FINANCIAL SERVICES INC
Jul 19, 2021Warranty Deed, Transfer · Conventional Mortgage
MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 11, 2022 · Amount on Record
Deed SaleOct 11, 2022 · Amount on Record
Prior SaleJul 19, 2021 · Amount on Record
Deed Document Number2022229531
Deed Book / Page8320 / 3703
Prior Transfer DateMar 18, 2013
Prior Transfer Doc0068330375
Record UpdatedJun 08, 2026

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionVOLUSIA FL
Recording DateOct 11, 2022
Property Address31 N ST ANDREWS DR, ORMOND BEACH, FL 32174-3838
Document Number0083203703
Book / Page8320 / 3703
Map ReferenceMB 25 PG 58&59
Instrument DateOct 06, 2022
Instrument2022229531
Transaction TypeTransfer
Record UpdatedNov 01, 2022
Title CompanyADAMS CAMERON TITLE SERVICES, ADAMS CAMERON TITLE SVCS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,255.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9 COLLEGE CT, 9, PALM COAST, FL 32137-9034

Transferred To (Grantee/Buyer)

NameVerified Name
Address31 N ST ANDREWS DR, ORMOND BEACH, FL 32174-3838

Mortgage

Document Number0083203704
DateOct 11, 2022
Instrument8320/3704
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2052

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address31 N ST ANDREWS DR, ORMOND BEACH, FL 32174-3838
Transaction TypeMortgage
Record UpdatedMar 30, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address31 N ST ANDREWS DR, ORMOND BEACH, FL 32174-3838

Mortgage

Document Number0082130605
DateMar 03, 2022
Book Page8213/605
Instrument2022050346
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
AddressISELIN, NJ 08830
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 23, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionVOLUSIA FL
Recording DateJul 19, 2021
Property Address31 N ST ANDREWS DR, ORMOND BEACH, FL 32174-3838
Document Number0080850881
Book / Page8085 / 881
Map ReferenceMB 25 PG 58&59
Instrument DateJul 14, 2021
Instrument2021-167880
Transaction TypeTransfer
Record UpdatedAug 18, 2021
Title CompanySOUTHERN TITLE HOLDING COMPANY LLC, SOUTHERN TITLE HLDG CO LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,764.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1451 STARGAZER TER, 1451, SANFORD, FL 32771-9200

Transferred To (Grantee/Buyer)

NameVerified Name
Address31 N ST ANDREWS DR, ORMOND BEACH, FL 32174-3838

Mortgage

Document Number8085882
DateJul 19, 2021
Instrument8085/882
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051

Tax Assessment & Valuation

Source: Volusia County records · Assessment roll updated March 16, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyVolusia County
MunicipalityOrmond Beach City
Unified School DistrictVolusia County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$414,939 (+1.15%) Land $55,120 Building $359,819$414,939 (+1.15%) Land $55,120 Building $359,819
2025$6,018.00 (+1.19%) Homeowner's exemption$410,220 (+0.34%) Land $55,120 Building $355,100$410,220 (-0.22%) Land $55,120 Building $355,100
2024$5,947.00 (+2.53%) Homeowner's exemption$408,823 (+3%)$411,125 (+3.58%) Land $55,120 Building $356,005
2023$5,800.00 (+15.24%) Homeowner's exemption$396,916 (+13.62%) Land $54,018 Building $342,898$396,916 (+13.62%) Land $54,018 Building $342,898
2022$5,033.00 Senior Citizen's exemption$349,334 Land $54,018 Building $295,316$349,334 Land $54,018 Building $295,316

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Volusia County (12127C), updated October 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121270808073, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 48 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies48 in force
42 of 48 on primary residences
Nearby Flood Claims11 (1987–2024)
Claims Outside the SFHA7 of 11
Most Recent ClaimOct 2024, river or lake flooding, Hurricane Milton
Flood Events
  • Hurricane Ian (Sep 2022), 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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