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28 N St Andrews Dr, Ormond Beach, FL 32174 Property Records

Volusia County property record for 28 N St Andrews Dr, Ormond Beach, FL 32174 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,350 sqft · built 1963
Lot Size0.484 acres (21,100 sqft)
Owner2 Trust Names on File
Tax Bill$2,233 (2025)
Deeds & MortgagesApr 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN3242-10-09-0050

Property Details

APN / Parcel Number

Primary APN3242-10-09-0050
Alternative APNs
  • 32134210090050
  • 42133210090050
  • 3000501.0
  • 3000501

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,350 sqft Living Area
Gross Area3,054 sqft
1st Floor Area2,350 sqft
FlooringCombination, Other

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1984
Exterior MaterialConcrete
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialAsphalt
Lot Area21,100 sqft (0.484 acres)
Lot Dimensions211 ft deep x 100 ft wide
View / LotGolf Course
Garage TypeAttached
Garage Area704 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area626 sqft
Patio Area544 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number3000501
Street Address28 N ST ANDREWS DR
CityORMOND BEACH
StateFL
Zip32174-3839
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 5 BLK 9 TOMOKA OAKS COUNTRY CLUB ESTS UNIT 1 MB 25 PGS 58-59 INC PER OR 3864 PG 0860 PER OR 6283 PG 0256 PER OR 6283 PGS 0262-0265 INC
Legal Range32E
Legal Township13S
Legal Section42
Legal SubdivisionTOMOKA OAKS COUNTRY CLUB EST
Legal Tract10
Legal Block9
Legal Lot Number5
Legal Unit1
JurisdictionVOLUSIA FL
Township / Civil DivisionORMOND BEACH
Census Block Group3
Census Block3006
Census Tract80807

Owner

Source: Volusia County records · APN 3242-10-09-0050

Assessment roll updated March 16, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on File
Mailing Address28 N ST ANDREWS DR, ORMOND BEACH, FL 32174-3839
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 03, 2008
Deed SaleOct 03, 2008
Prior SaleOct 03, 2008 · Amount on Record
Deed Document Number2008196992
Deed Book / Page6283 / 265
Prior Transfer DateOct 01, 2008
Prior Transfer Doc0062830262
Record UpdatedJun 08, 2026

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address28 N ST ANDREWS DR, ORMOND BEACH, FL 32174-3839
Document Number0075331124
Instrument DateApr 12, 2018
Transaction TypeMortgage
Record UpdatedMay 08, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address28 N ST ANDREWS DR ORMOND BEACH FL 321743839, ORMOND BEACH, FL 32174-3839

Mortgage

Document Number0075331124
DateApr 17, 2018
Book Page007533/001124
Instrument76403
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32232-5085
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueApr 16, 2028
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Volusia County records · Assessment roll updated March 16, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyVolusia County
MunicipalityOrmond Beach City
Unified School DistrictVolusia County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$183,732 (+2.7%)$293,009 (-0.15%) Land $67,200 Building $225,809
2025$2,233.00 (+7.61%) Homeowner's exemption$178,902 (+5.99%)$293,444 (-11.6%) Land $67,200 Building $226,244
2023$2,075.00 (+3.59%) Homeowner's exemption$168,798 (+3%)$331,950 (+4.58%) Land $79,200 Building $252,750
2022$2,003.00 Homeowner's exemption$163,882$317,406 Land $79,200 Building $238,206

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Volusia County (12127C), updated October 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121270808073, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 48 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies48 in force
Nearby Flood Claims11 (1987–2024)
Claims Outside the SFHA7 of 11
Most Recent ClaimOct 2024, river or lake flooding, Hurricane Milton
Claims By Storm
  • Hurricane Ian, Sep 2022 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 62 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Wire 3 HoldingsFiber10,000 / 10,000
Metronet HoldingsFiber5,120 / 5,120
SpectrumCable1,000 / 1,000
AT&TDSL100 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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