31 Martin Rd, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 31 Martin Rd, Reading, MA 01867

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,929 sqft · built 1966
Lot Size	0.215 acres (9,374 sqft)
Owner	2 Individual Names on File
Last Sale	$775,000 (May 2023)
Tax Bill	$9,118 (2026)
Deeds & Mortgages	Aug 2026 Mortgage May 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`READ M:038.0-0000-0075.0`

Property Details

APN / Parcel Number

Primary APN	`READ M:038.0-0000-0075.0`
Alternative APNs	`M:038.0=0000=0075.0` `1370000000150` `1370000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,929 sqft Living Area
Gross Area	2,500 sqft
Basement Area	786 sqft
Unfinished Basement	393 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1969
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,374 sqft (0.215 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	1370000000150
Street Address	31 MARTIN RD
City	READING
State	MA
Zip	01867-1434
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S15
Jurisdiction	READING MA
Township / Civil Division	READING
Census Block Group	4
Census Block	4005
Census Tract	334300

Owner

31 Martin Rd is owned and occupied by two individuals who bought it in May 2023.

Source: Middlesex County and Reading Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	31 MARTIN RD, READING, MA 01867-1434
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2026	Deed of Trust, Mortgage · Conventional Mortgage SALEM FIVE MORTGAGE CORPORATION
May 30, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CROSSCOUNTRY MORTGAGE INC
Jan 28, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2023 · Amount on File
Deed Sale	May 30, 2023 · Amount on File
Prior Sale	Apr 23, 1973 · Amount on File
Deed Document Number	202355781
Deed Book / Page	81585 / 197
Prior Transfer Date	May 26, 2023
Prior Transfer Doc	081585-197
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Recording Date	Aug 12, 2026
Property Address	31 MARTIN RD, READING, MA 01867-1434
Document Number	0000101361
Book / Page	86003 / 1
Instrument Date	Aug 7, 2026
Instrument	2026101361
Transaction Type	Mortgage
Record Updated	Sep 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 MARTIN RD, READING, MA 01867-1434

Mortgage

Document Number	0000101361,
Date	Aug 12, 2026
Book Page	86003/1
Instrument	2026101361

Lender

Name	SALEM FIVE MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.88%
Initial Type	Adjustable Rate
Type Change Date	Sep 1, 2033
Index	1-Year CMT
Margin	3
Max Rate	-1%

May 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	READING MA
Recording Date	May 30, 2023
Property Address	31 MARTIN RD, READING, MA 01867-1434
Document Number	081585-197
Book / Page	81585 / 197
Instrument Date	May 26, 2023
Instrument	55781
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	31 MARTIN RD, READING, MA 01867-1434
Investor	Possibly a Property Investor

Mortgage

Document Number	0000055782
Date	May 30, 2023
Instrument	55782

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	READING MA
Recording Date	Jan 28, 2020
Property Address	31 MARTIN RD, READING, MA 01867-1434
Document Number	74049-232
Book / Page	074049 / 000232
Instrument Date	Jan 24, 2020
Instrument	13154
Transaction Type	Transfer
Record Updated	Feb 11, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	31 MARTIN RD READING MA 018671434, READING, MA 01867-1434

Tax Assessment & Valuation

The 2026 property tax bill for 31 Martin Rd was $9,118, up 1.5% from the year before.

Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Reading Town
Unified School District	Reading School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,118.00 (+1.53%)	$831,900 (+5.5%) Land $506,000 Building $325,400	$811,232 (-3.28%)
2025	$8,981.00 (+1.54%)	$788,500 (+4.48%) Land $479,600 Building $308,900	$838,755 (+2.54%)
2024	$8,845.00 (+3.25%)	$754,700 (+10.9%) Land $460,700 Building $294,000	$817,950
2023	$8,567.00	$680,500 Land $415,400 Building $265,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 31 Martin Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1978–2004)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Apr 2004 · Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 31 Martin Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000
Water Source	Purchased surface water from MWRA
Last State Inspection	Nov 2023
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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