28 Martin Rd, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 28 Martin Rd, Reading, MA 01867

Property Summary

Property Type	Single Family Home
Details	2 bd · 4.5 ba · 4,463 sqft · built 2025
Lot Size	0.411 acres (17,860 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,110,000 (Jan 2026)
Tax Bill	$11,935 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Jan 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`READ M:038.0-0000-0068.0`

Property Details

APN / Parcel Number

Primary APN	`READ M:038.0-0000-0068.0`
Alternative APNs	`M:038.0=0000=0068.0` `1370000000040` `1370000000`

Interior

Bedrooms	2 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	4,463 sqft Living Area
Gross Area	7,595 sqft
Basement Area	988 sqft
Unfinished Basement	988 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,860 sqft (0.411 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	1370000000040
Street Address	28 MARTIN RD
City	READING
State	MA
Zip	01867-1432
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S15
Jurisdiction	READING MA
Township / Civil Division	READING
Census Block Group	4
Census Block	4004
Census Tract	334300

Owner

Source: Middlesex County and Reading Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28 MARTIN RD, READING, MA 01867-1432
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage RADIUS FINANCIAL GROUP INC
Jan 14, 2026	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 14, 2026 · Amount on Record
Deed Sale	Jan 14, 2026 · Amount on Record
Prior Sale	Sep 17, 2024 · Amount on Record
Deed Document Number	20264539
Deed Book / Page	85120 / 148
Prior Transfer Date	Jan 2, 2026
Prior Transfer Doc	085120-148
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Recording Date	Apr 1, 2026
Property Address	28 MARTIN RD, READING, MA 01867-1432
Document Number	085417-102
Book / Page	85417 / 102
Instrument Date	Mar 27, 2026
Instrument	202635796
Transaction Type	Mortgage
Record Updated	Jul 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 MARTIN RD, READING, MA 01867-1432

Mortgage

Document Number	0000035796,
Date	Apr 1, 2026
Book Page	85417/102
Instrument	202635796

Lender

Name	RADIUS FINANCIAL GROUP INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2041

Interest

Rate	5.44%
Max Rate	-1%

January 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	READING MA
Recording Date	Jan 14, 2026
Property Address	28 MARTIN RD, READING, MA 01867-1432
Document Number	085120-148
Book / Page	85120 / 148
Instrument Date	Jan 2, 2026
Instrument	4539
Transaction Type	Transfer
Record Updated	Feb 4, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	28 MARTIN RD, READING, MA 01867-1432

Tax Assessment & Valuation

Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Reading Town
Unified School District	Reading School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,935.00 (+80.53%)	$1,089,000 (+87.63%) Land $540,000 Building $549,000	$2,083,599 (+260.67%)
2025	$6,611.00 (+1.16%)	$580,400 (+4.09%) Land $511,800 Building $68,600	$577,695 (-0.3%)
2024	$6,535.00 (+3.25%)	$557,600 (+10.92%) Land $491,700 Building $65,900	$579,405
2023	$6,329.00	$502,700 Land $443,300 Building $59,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1978–2004)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Apr 2004 · Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000
Water Source	Purchased surface water from MWRA
Last State Inspection	Nov 2023
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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