31 Lorup Ave, Fort Wright (Covington), KY 41011 Property Records

Kenton County property record for 31 Lorup Ave, Fort Wright, KY 41011

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,877 sqft · built 1959
Lot Size0.519 acres (22,651 sqft)
OwnerOwner Name on Record
Last Sale$209,000 (Sep 2014)
Tax Bill$2,205 (2025)
Deeds & MortgagesNov 2020 Mortgage
Nov 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN042-10-00-148.00

Property Details

APN / Parcel Number

Primary APN042-10-00-148.00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,877 sqft Finished Area
Gross Area2,137 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1959
Exterior MaterialBrick
Foundation TypeConcrete
Lot Area22,651 sqft (0.519 acres)
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number0421000148.00
Street Address31 LORUP AVE
CityFT WRIGHT
StateKY
Zip41011-3656
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionKREUTZJANS ADDN TO FT WRIGHT BLK C SEC III LOT 41 & W 5' LOT 40
Legal SubdivisionKREUTZJANS GEO
Legal PhaseC
Legal BlockC
Legal Lot Number41,40
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group2
Census Block2007
Census Tract65200

Owner

Source: Kenton County records, as of November 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on Record
Mailing Address31 LORUP AVE, FT WRIGHT, KY 41011-3656
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Nov 25, 2020Deed of Trust, Mortgage · Conventional Mortgage
HUNTINGTON NAT'L BK
Nov 22, 2019Deed of Trust, Mortgage · Conventional Mortgage
HUNTINGTON NAT'L BK

Assessor's Deed Record

Last SaleSep 3, 2014 · Amount on Record
Deed SaleSep 3, 2014 · Amount on Record
Prior SaleApr 1, 2014 · Amount on Record
Deed Document Number0005487239
Deed Book / Page5487 / 239
Record UpdatedJun 8, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address31 LORUP AVE, COVINGTON, KY 41011-3656
Document Number0000000002
Instrument DateNov 25, 2020
Transaction TypeMortgage
Record UpdatedJan 14, 2021
Title CompanyAGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TITLE SVCS I

Transferred To (Grantee/Buyer)

NameVerified Name
Address31 LORUP AVE COVINGTON KY 410113656, COVINGTON, KY 41011-3656

Mortgage

Document Number0000000002
DateDec 9, 2020
Book Page00M138/000186
Instrument2
Lender
NameHUNTINGTON NAT'L BK
TypeBank
AddressCOLUMBUS, OH 43219
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueDec 8, 2040

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address31 LORUP AVE, COVINGTON, KY 41011-3656
Document Number0000000016
Instrument DateNov 22, 2019
Transaction TypeMortgage
Record UpdatedDec 17, 2019
Title CompanyAGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TITLE SVCS I

Transferred To (Grantee/Buyer)

NameVerified Name
Address31 LORUP AVE COVINGTON KY 410113656, COVINGTON, KY 41011-3656

Mortgage

Document Number0000000016
DateDec 3, 2019
Book Page0C6815/000180
Instrument16
Lender
NameHUNTINGTON NAT'L BK
TypeBank
AddressCOLUMBUS, OH 43235
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueDec 2, 2039

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityFort Wright City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,205.00 (+12.73%) Homeowner's exemption$271,600 (+18.14%) Land $55,000 Building $216,600$271,600 (+18.14%) Land $55,000 Building $216,600
2023$1,956.00 Homeowner's exemption$229,900 Land $45,000 Building $184,900$229,900 Land $45,000 Building $184,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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