23 Lorup Ave, Fort Wright (Covington), KY 41011 Property Records

Kenton County property record for 23 Lorup Ave, Fort Wright, KY 41011

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,874 sqft · built 1956
Lot Size0.48 acres (20,909 sqft)
OwnerIndividual Name on File
Last Sale$298,000 (May 2026)
Tax Bill$2,631 (2025)
Deeds & MortgagesMay 2026 Sale
Jul 2021 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN042-10-00-145.01

Property Details

APN / Parcel Number

Primary APN042-10-00-145.01

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,874 sqft Finished Area
Gross Area3,252 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Exterior MaterialBrick
Lot Area20,909 sqft (0.48 acres)
Lot Dimensions160 ft deep x 125 ft wide
Garage TypeBasement
Parking Spaces1 Parking Space
Pool TypeIn-Ground Pool

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address23 LORUP AVE
CityCOVINGTON
StateKY
Zip41011-3656
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionKREUTZJANS ADDN TO FT WRIGHT BLK B LOT 37
Legal SubdivisionKREUTZJANS GEO
Legal PhaseB
Legal BlockB
Legal Lot Number37
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group2
Census Block2007
Census Tract65200

Owner

Source: Kenton County assessment roll, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address23 LORUP AVE, COVINGTON, KY 41011-3656
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried

Deeds, Mortgages & Sale History

DateDocument
May 13, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Jul 21, 2021Deed of Trust, Mortgage · Line of Credit
THE HUNTINGTON NATIONAL BANK
May 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 13, 2026 · Amount on Record
Deed SaleMay 13, 2026 · Amount on Record
Deed Document Number202605139877
Deed Book / Page430 / 199
Prior Transfer DateMay 8, 2026
Prior Transfer Doc0000009877
Record UpdatedSep 20, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateMay 13, 2026
Property Address23 LORUP AVE, COVINGTON, KY 41011-3656
Document Number0000009877
Book / Page430 / 199
Instrument DateMay 8, 2026
Instrument20269877
Transaction TypeTransfer
Record UpdatedJun 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$30,098.00
Amount AccuracyCalculated from Transfer Tax

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address23 LORUP AVE, COVINGTON, KY 41011-3656

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address23 LORUP AVE, COVINGTON, KY 41011-3656
Transaction TypeMortgage
Record UpdatedAug 2, 2021
Title CompanyAMERICANA ABSTRACT, AMERICAN ABSTRACT

Transferred To (Grantee/Buyer)

NameVerified Name
Address23 LORUP AVE, COVINGTON, KY 41011-3656

Mortgage

Document Number0005900224
DateJul 21, 2021
Book Page245/841
Instrument21072105900224
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueJun 23, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address23 LORUP AVE, COVINGTON, KY 41011-3656
Transaction TypeMortgage
Record UpdatedJun 8, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900175
DateMay 26, 2021
Book Page220/626
Instrument21052605900175
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43219
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJun 1, 2036

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityFort Wright City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,631.00 (+13.45%) Homeowner's exemption$314,600 (+19.17%) Land $55,000 Building $259,600$314,600 (+19.17%) Land $55,000 Building $259,600
2023$2,319.00 Homeowner's exemption$264,000 Land $45,000 Building $219,000$264,000 Land $45,000 Building $219,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cincinnati Bell
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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