31 Laurel Dr, Smithtown, NY 11787 Property Records

Suffolk County and Smithtown Town property record for 31 Laurel Dr, Smithtown, NY 11787

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,990 sqft · built 1961
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on Record
Last Sale	$579,000 (Aug 2006)
Tax Bill	$12,744 (2024)
Deeds & Mortgages	May 2023 Refinance May 2023 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`473489 123.-3-1`

Property Details

APN / Parcel Number

Primary APN	`473489 123.-3-1`
Alternative APNs	`0800-123.00-03.00-001.000` `348912300000030010000000` `47340029070`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,990 sqft Living Area
Gross Area	2,326 sqft
1st Floor Area	1,990 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	260 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	31 LAUREL DR
City	SMITHTOWN
State	NY
Zip	11787-3906
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	18-733426 TC-57 *1404 LOT 350 & 351 SMITHTOWN PINES
Legal Block	3
Legal Lot Number	1
Jurisdiction	SUFFOLK NY
Township / Civil Division	SMITHTOWN
Census Block Group	2
Census Block	2003
Census Tract	135500

Owner

Source: Suffolk County and Smithtown Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	31 LAUREL DR, SMITHTOWN, NY 11787-3906
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 22, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance BETHPAGE FCU
May 3, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance BETHPAGE FCU
Apr 29, 2023	Deed of Trust, Mortgage · Line of Credit BETHPAGE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2006 · Amount on Record
Deed Sale	Aug 2, 2006 · Amount on Record
Deed Book / Page	12462 / 427
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	31 LAUREL DR, SMITHTOWN, NY 11787-3906
Transaction Type	Mortgage
Record Updated	Feb 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0235080820
Date	May 22, 2023
Book Page	23508/820

Lender

Name	BETHPAGE FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	337 Months
Due	Jun 1, 2051

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	31 LAUREL DR, SMITHTOWN, NY 11787-3906
Transaction Type	Mortgage
Record Updated	Feb 13, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0235040080
Date	May 3, 2023
Book Page	23504/80

Lender

Name	BETHPAGE FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	337 Months
Due	Jun 1, 2051

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	31 LAUREL DR, SMITHTOWN, NY 11787-3906
Transaction Type	Mortgage
Record Updated	Feb 13, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0235030080
Date	Apr 29, 2023
Book Page	23503/80

Lender

Name	BETHPAGE FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	337 Months
Due	May 1, 2051

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Smithtown Town
Unified School District	Hauppauge Union Free School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$6,812 (-) Land $200 Building $6,612	$851,500 (+10,774.84%) Land $25,000 Building $826,500
2024	$12,744.00
2023		$6,812 Land $200 Building $6,612	$7,830 Land $230 Building $7,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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