26 Laurel Dr, Smithtown, NY 11787 Property Records

Suffolk County and East Hampton Town property record for 26 Laurel Dr, Smithtown, NY 11787

Property Summary

Property Type	Single Family Home
Lot Size	0.9 acres (39,204 sqft)
Owner	Individual Name on File
Last Sale	$1,300,000 (Apr 2017)
Tax Bill	$9,292 (2024)
Deeds & Mortgages	Sep 2025 Refinance Mar 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`472489 87.-2-3`

Property Details

APN / Parcel Number

Primary APN	`472489 87.-2-3`
Alternative APNs	`0300-087.00-02.00-003.000` `248908700000020030000000` `472400130910`

Exterior

Lot Area	39,204 sqft (0.9 acres)

Location & Zoning

Street Address	26 LAUREL DR
City	SMITHTOWN
State	NY
Zip	11787-3907
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK LOT 30
Legal Block	2
Legal Lot Number	3
Jurisdiction	SUFFOLK NY
Township / Civil Division	EAST HAMPTON
Census Block Group	3
Census Block	3007
Census Tract	201007

Owner

26 Laurel Dr is owned by an individual who bought it in April 2017.

Source: Suffolk County and East Hampton Town records, as of August 11, 2026

Owner of Record	Individual Name on File
Mailing Address	5 MILLIGAN PL # 2, 2, NEW YORK NY 10011
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2025	Deed of Trust, Mortgage · Stand-Alone Refinance HOMETAP EQTY PTNR LLC
Mar 24, 2017	Deed of Trust, Mortgage · Line of Credit CITIZENS BK
Apr 5, 2017	Grant Deed, Transfer CITIZENS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 5, 2017 · Amount on File
Deed Sale	Apr 5, 2017 · Amount on File
Prior Sale	Nov 9, 1999 · Amount on File
Deed Book / Page	12907 / 278
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	26 LAUREL DR, MONTAUK, NY 11954-5043
Transaction Type	Mortgage
Record Updated	Oct 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0236820467
Date	Sep 12, 2025
Book Page	23682/467

Lender

Name	HOMETAP EQTY PTNR LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	26 LAUREL DR, MONTAUK, NY 11954-5043
Document Number	0228050415
Instrument Date	Mar 24, 2017
Transaction Type	Mortgage
Record Updated	Jul 25, 2017
Title Company	PECONIC ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 LAUREL DR #2 MONTAUK NY 119545043, 2, MONTAUK, NY 11954-5043

Mortgage

Document Number	0228050415
Date	Apr 5, 2017
Book Page	022805/000415

Lender

Name	CITIZENS BK
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUFFOLK NY
Recording Date	Apr 5, 2017
Property Address	26 LAUREL DR, MONTAUK, NY 11954-5043
Document Number	0129070278
Book / Page	012907 / 000278
Instrument Date	Mar 24, 2017
Transaction Type	Transfer
Record Updated	Jan 11, 2019
Title Company	PECONIC ABSTRACT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,200.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 MILLIGAN PL #2 NEW YORK NY 100118021, 2, NEW YORK, NY 10011-8021

Mortgage

Document Number	228050414
Date	Apr 5, 2017
Book Page	022805/000414

Lender

Name	CITIZENS BK
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 4, 2047

Interest

Rate Type	Adjustable Rate
Rate	3%

Tax Assessment & Valuation

Source: Suffolk County and East Hampton Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	East Hampton Town
Unified School District	Montauk Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$8,120 Land $1,000 Building $7,120	$2,537,500 (+10,837.5%) Land $312,500 Building $2,225,000
2024	$9,292.00		$23,200 (+5.71%) Land $2,857 Building $20,343
2023		$8,120 Land $1,000 Building $7,120	$21,946 Land $2,703 Building $19,243

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 26 Laurel Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 56 policies
Nearby Flood Policies	56 in force
Nearby Flood Claims	2 (2021–2026)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 26 Laurel Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000

Cell Coverage

5G (outdoors only) and 4G LTE

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